The First Latitude Assent Secured Credit Card

If you're looking for a rewarding way to prove your creditworthiness, the Assent Secured Credit Card is a supportive partner for your journey.

CREDIT CARD

Assent Secured

Fraud protection No annual fee

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The Assent Secured Credit Card was created for this exact situation. Think of it as your key to getting back in the game. It’s a card designed to give you a fair shot at building a positive credit history, all while you stay in complete control of your finances.

Your Fresh Start to Building Credit with the Assent Secured Card

What Makes This Card a Great Starting Point

This card is all about building trust—both for you in yourself, and for lenders in you. It does this with some really thoughtful features:

• They Tell Everyone You’re Doing Great: When you make your payments on time, this card reports it to all three major credit bureaus. This is the single most important thing you can do to build a strong, positive credit history.
• No Annual Fee to Hold You Back: Worrying about a yearly fee is the last thing you need when you’re focusing on your finances. This card has a $0 annual fee, which is a huge plus and lets you concentrate on what matters.
• Get a Little Something Back for Being Responsible: This is a really cool and rare perk. You actually earn 1% cash back on the payments you make to your card. It’s a small “thank you” for managing your account well.
• Your Past Doesn’t Define Your Future: This card is built for fresh starts. It’s designed to be accessible, so even if you’ve had major financial challenges like bankruptcy in the past, you can still be approved.

A Few Things to Know as You Get Started

This card is a tool, and like any tool, it works best when you know how to use it:

• It’s a High-Interest Card: The trade-off for accessible approval is a high APR. This is why it’s so important to think of this card as a way to build credit, not to carry debt.
• It’s Your First Step, Not Your Forever Card: The card doesn’t have a feature to automatically “graduate” into a regular, unsecured card. The goal is to use this card to build up your credit score so that in the future, you can qualify for other cards with more perks.

Is This Card the Right Fit for You?

If you’re in the U.S. and are truly committed to building or rebuilding your credit, this card is an excellent choice. It’s for the person who has felt stuck and is ready for a second chance. If you’re disciplined and plan to pay your balance off each month, the combination of a $0 annual fee and cash back rewards makes this one of the most encouraging and cost-effective tools you can find to get back on the right financial track.