The BJ’s One Mastercard

BJ's One Mastercard puts money back in your pocket with every swipe—smart savings every time you shop!

CREDIT CARD

BJ’s One Mastercard

3% Back in Rewards Rewards never expire

SEE HOW TO APPLY You will remain on the current site

Ready to seriously boost your savings and make every shopping trip more rewarding? The BJ’s One Mastercard is designed to transform how you shop! It’s all about putting cash back in your pocket, simply and effortlessly. If you’re a regular at BJ’s Wholesale Club, or just love getting more for your money, this card could be your new best friend.

What You’ll Love About the BJ’s One Mastercard

This card isn’t just a piece of plastic; it’s a tool to get more out of your everyday spending.

The Perks (Pros)

• Cash Back That Really Adds Up:
  • With the standard BJ’s One Mastercard, you’ll snag 3% back on almost everything you buy at BJ’s and 1.5% back on all your purchases everywhere else Mastercard is accepted.
  • Got the BJ’s One+ Mastercard (which comes with the higher-tier BJ’s membership)? You’ll do even better, earning a fantastic 5% back on most BJ’s purchases and 2% back on everything else! The best part? There’s absolutely no limit to how much you can earn.
• Super Easy to Use Your Rewards: Your cashback builds up as rewards in your BJ’s online account. When you’re ready, just use them for purchases at BJ’s clubs, on BJs.com, or right in the BJ’s app. They usually show up within 10 days, and they never expire as long as your account is open.
• Save Big at the Pump: Filling up your tank gets cheaper! The BJ’s One Mastercard knocks 10¢ off per gallon at BJ’s Gas, and the BJ’s One+ Mastercard gives you an even sweeter deal at 15¢ off per gallon every single day.
• No Pesky Foreign Transaction Fees: Planning a trip abroad or shopping from international websites? Breathe easy! Neither card charges foreign transaction fees, saving you roughly 3% on those purchases.

Things to Consider (Cons)

While there’s a lot to love, it’s good to be aware of a few points.

• Rewards Stay at BJ’s: Your rewards are great for spending at BJ’s, but you can’t use them to pay your credit card bill or cash them out outside of BJ’s.

Who is This Card Perfect For?

This card truly shines for folks who:

• Live and Breathe BJ’s: If your grocery runs, household stocking up, or even gas fill-ups often happen at BJ’s, the boosted rewards will make a huge difference to your budget.
• Want Easy Cashback on Everything: For anyone who loves seeing continuous cashback on all their daily spending, not just specific categories, the unlimited earning potential is a big win.
• Are Smart About Their Money: If you’re someone who likes to maximize every dollar and get a little something back with each transaction, this straightforward cashback program is right up your alley.

Ready to unlock those unlimited cashback rewards?

Ready to Start Saving More? Apply for the BJ’s One Mastercard Today!