The Discover it Student Cash Back

The Discover it Student Cash Back makes earning cash back fun and easy and helps you build that crucial credit score.

CREDIT CARD

Discover it Student Cash Back

No annual fee cash back

SEE HOW TO APPLY You will remain on the current site

The Discover it Student Cash Back card is awesome because it’s designed specifically for U.S. students like you, making it super easy to earn valuable cash back while you start building that all-important credit history. It’s all about simplicity and high rewards, making it the perfect financial sidekick to help your money go further while you focus on your studies.

Earn Cash Back on Every Purchase with the Discover it Student Cash Back

Pros: Why This Card Aces the Test for Students

The Discover it Student Cash Back card is packed with benefits to help you save money and build a strong financial future:

• Score Big with High Cashback Rewards: Get ready to earn serious cash back!
  • 5% cash back on your everyday purchases at different places each quarter.
  • Plus, you’ll earn an unlimited 1% cash back on all your other purchases automatically. No brainer!
• The Unbeatable First-Year Offer – Cashback Match! This is where Discover really rolls out the red carpet. With their exclusive Cashback Match feature, Discover will automatically match ALL the cash back you’ve earned at the end of your first year. 
• Your Rewards, Your Way (Super Easy!): Getting your cash back is simple. You can redeem it in any amount, at any time..
• Awesome Student-Focused Perks: Discover gets student life:
  • $0 Annual Fee: Keep more of your money.
  • No Foreign Transaction Fees: Perfect if you’re planning to study abroad or love shopping on international sites.
  • First Late Payment Forgiven: Discover understands things happen, so they automatically waive the fee for your first late payment.
  • Free FICO Credit Score: Easily track your credit-building journey online or in the app. 

Cons: Just a Couple of Things to Keep on Your Radar

While this card is fantastic for students, here’s what to remember:

• Activate Those 5% Categories: To earn that sweet 5% cash back rate, you need to remember to activate the new bonus categories each quarter.
• Spending Cap on 5% Goodness: That awesome 5% cash back is limited to the first $1,500 in combined purchases in the bonus categories each quarter. 

Who is This Card For? (Hint: Probably You!)

This card is perfectly designed for college and university students across the U.S. who are just starting their financial journey. It’s the ideal choice if you want to build your credit history responsibly while earning some of the best cash back rates available on the things you’re already buying – like food, gas, study supplies, and online shopping. 

If you’re a student looking for a straightforward, no-annual-fee card that offers huge first-year value with Cashback Match and keeps rewarding your spending, the Discover it Student Cash Back is pretty much a home run.

Ready to start earning while you learn? You can find all the latest details and apply directly on the next page.