The One Key+ Mastercard

The Wells Fargo One Key+ Mastercard offers a powerful combination of high earn rates, valuable travel perks, and cost-saving features.

CREDIT CARD

Wells Fargo One Key+ Credit Card

up to 3% cash back $400 welcome bonus

SEE HOW TO APPLY You will remain on the current site

If you’re someone who loves booking through Expedia, Hotels.com, or Vrbo, the Wells Fargo One Key+ Mastercard is designed to make your loyalty pay off—big time! This premium card is built for the serious U.S. traveler, offering supercharged rewards and exclusive perks that deliver exceptional value, helping you turn every purchase into your next amazing vacation, even faster.

Elevate Your Rewards with the Wells Fargo One Key+ Mastercard

Pros: Why the One Key+ Card is a Traveler’s Powerhouse

This card is loaded with premium benefits designed to make your travels more rewarding and your everyday spending more valuable:

• Superior Rewards Earning – More OneKeyCash Everywhere:
  • Earn an unlimited 3% back in OneKeyCash on eligible bookings through Expedia, Hotels.com, and Vrbo.
  • Get that same great 3% back in OneKeyCash at gas stations, grocery stores, and on dining.
  • And here’s a big upgrade: earn a boosted 2% back in OneKeyCash on all your other purchases!
• Unlock Premium Travel Perks:
  • Automatic One Key Gold Status: You’re instantly upgraded to Gold status in the One Key program, unlocking other valuable perks.
  • Global Entry or TSA PreCheck Credit: Breeze through airport security faster! Get a statement credit to cover your application fee for Global Entry or TSA PreCheck.
  • $100 Anniversary Bonus in OneKeyCash: Every year on your card anniversary, you get a $100 bonus in OneKeyCash. 
• Travel Smarter, Not Harder:
  • No Foreign Transaction Fees: Whether you’re exploring a new country or shopping on international websites, you won’t pay extra foreign transaction fees.

Cons: What to Keep in Mind

While this card is rich with features, its structure is best for a certain type of spender:

• There’s an Annual Fee: This premium card comes with an annual fee. The good news is that the OneKeyCash anniversary bonus effectively cancels this out if you plan to use that bonus for travel.
• Rewards Are for Travel Within the One Key Ecosystem: The OneKeyCash is not redeemable for cash back as a statement credit or a direct deposit.

Is This Card Your Ultimate Travel Tool?

The Wells Fargo One Key+ Mastercard is specifically designed for you if you’re a dedicated and frequent traveler in the U.S. who consistently books your trips through Expedia, Hotels.com, or Vrbo. 

It’s perfect if you can take full advantage of those premium benefits like the annual travel credit (via the anniversary bonus) and the elite Gold status perks, which easily justify the annual fee. 

If you’re a high-spending traveler who wants the absolute best earning rates and benefits within the One Key ecosystem, the One Key+ Mastercard is the definitive choice to elevate your travel experiences.

Ready to elevate your travel rewards? You can find all the latest details and apply directly on the next page.