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The Wells Fargo One Key Credit Card

For travelers loyal to the Expedia Group platforms, the Wells Fargo One Key Card offers unbeatable rewards on both travel and everyday spending.

With the Wells Fargo One Key Card, you can stop imagining turning every dollar you spend into your next vacation and start earning! This card is designed to make it super simple to transform your everyday spending and travel bookings into valuable travel rewards, especially if you love using Expedia, Hotels.com, or Vrbo.

With no annual fee and no foreign transaction fees, it’s a smart pick for savvy U.S. spenders and frequent travelers.

Pros: Why You’ll Love the Wells Fargo One Key Card

This card is packed with features designed to get you closer to your next trip, faster:

  • Supercharge Your Rewards with OneKeyCash: You’ll earn an unlimited 3% back in OneKeyCash™ on a ton of useful categories:
    • Eligible bookings on Expedia, Hotels.com, and Vrbo (perfect for flights, hotels, car rentals, and vacation homes!)
    • At gas stations
    • At grocery stores
    • On dining (restaurants, takeout, you name it!) Plus, you’ll earn a solid 1.5% in OneKeyCash on all your other purchases.
  • Amazing Value with No Annual Fee & No Foreign Transaction Fees: This is a huge win!
    • $0 annual fee: All your rewards are pure gain.
    • No foreign transaction fees: Shop on international websites or use your card when travelling abroad without those pesky extra charges.
  • Automatic Silver Status: You get bumped up to Silver status in the One Key rewards program, which can unlock extra travel perks.

Cons: What to Keep in Mind

While the earning potential is great, here are a couple of things to note:

  • Rewards are for Travel (Within the One Key World): This is the main thing to remember. Your OneKeyCash is fantastic for booking travel through Expedia, Hotels.com, and Vrbo, but you can’t redeem it for a statement credit or cash back into your bank account.
  • No 0% Intro APR Offers: This card gets straight to the rewards. It doesn’t typically offer a 0% introductory APR period for purchases or balance transfers.

The Wells Fargo One Key Card is practically designed for you if you’re a frequent traveler in the U.S. who already loves and uses Expedia, Hotels.com, and Vrbo for your travel planning.  It’s also a fantastic choice if you want your everyday spending on things like groceries, gas, and dining to directly fuel your next vacation. 

If you value a simple way to earn travel rewards without paying an annual fee, and you’re happy to redeem those rewards within that One Key travel ecosystem, this card is a powerful tool to help make your travel dreams happen.

Ready to turn your spending into your next adventure? You can find all the latest details and apply directly on the next page.

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.