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The Amazon Prime Rewards Visa Signature 

A high-impact cash back solution for online shoppers, foodies, and travelers—stacking real savings with everyday purchases.

If you’re a frequent Amazon or Whole Foods Market customer, there’s a card designed with your lifestyle in mind. The Amazon Prime Rewards Visa Signature Card offers valuable rewards with no annual fee (with a Prime membership), making it a solid addition to your wallet for everyday and online spending alike.

The Amazon Prime Rewards Visa Signature Card gives you 5% cash back at Amazon.com and Whole Foods Market—two powerhouses in e-commerce and grocery shopping. You’ll also earn:

  • 2% cash back at restaurants, gas stations, and drugstores.
  • 1% cash back on all other purchases.

Additionally, there’s no foreign transaction fee, and cardholders receive robust travel and purchase protections backed by Visa Signature benefits.

To apply, you’ll need an eligible Amazon Prime membership. Upon approval, the card is instantly added to your Amazon account for immediate use. Cash back is earned as Amazon Rewards Points, which never expire and can be redeemed at checkout or toward statement credit.

You also get a $100 Amazon Gift Card instantly upon approval, with no minimum spending requirement—one of the easiest sign-up perks on the market.

Note: While the SavorOne excels at dining and entertainment, and the Citi Custom Cash offers flexibility, neither matches the Amazon Prime Rewards Visa’s value for dedicated Amazon users.

This card delivers maximum value for:

  • Amazon Prime members: The 5% back at Amazon and Whole Foods is unbeatable.
  • Urban dwellers: With 2% back at drugstores and restaurants, it adds value to everyday spending.
  • Travelers: No foreign transaction fees and Visa Signature protections make it handy abroad.
  • Online shoppers: Redeem points directly at checkout—convenience at its finest.

Despite requiring a Prime membership (currently $139/year), the card itself carries no additional annual fee, and the 5% back easily offsets the Prime cost for frequent users. For example:

  • Spending $3,000 per year on Amazon = $150 in rewards
  • Add $2,000 at restaurants/gas = $40 more
  • Total cashback: $190/year

That’s a net gain of over $50 after Prime cost, plus all the additional Prime benefits (like free shipping and streaming).

The Amazon Prime Rewards Visa Signature Card isn’t just another cash back card—it’s tailored to enhance your shopping habits while saving you money. If Amazon is already a central part of your lifestyle, this card can pay for itself many times over.

Learn how to unlock hidden perks, optimize redemption strategies, and compare this card to lesser-known alternatives on Page 2. You won’t want to miss our in-depth tips and real user scenarios that show how to make the most out of every dollar spent.

Amanda Gonçalves | Graduating in History from UFRJ | Writer and Copywriter focused on strategic content for the financial sector, combining clarity, creativity and persuasion