The Chase Sapphire Reserve

Unlock premium rewards and exclusive perks tailored for the discerning traveler.

CREDIT CARD

Chase Sapphire Reserve

Earn 5x total points on flights 60,000 bonus points

SEE HOW TO APPLY You will remain on the current site

For those who prioritize luxury and value in their journeys, the Chase Sapphire Reserve offers a compelling suite of benefits. From generous travel credits to exclusive lounge access, this card is designed to enhance every aspect of your travel experience.

Overview: Key Benefits

• $300 Annual Travel Credit: Automatically applied to travel purchases each account anniversary year, effectively reducing the annual fee.
• Elevated Rewards Rates:
  • 10x points on hotels and car rentals booked through Chase Travel after the first $300 is spent on travel purchases annually.
  • 5x points on flights booked through Chase Travel after the first $300 is spent on travel purchases annually.
  • 3x points on other travel and dining worldwide after the first $300 is spent on travel purchases annually.
  • 1x point on all other purchases.
• 50% More Value on Redemptions: Points are worth 50% more when redeemed for travel through Chase Travel. For example, 60,000 points equal $900 toward travel.
• Priority Pass Select Membership: Complimentary access to over 1,300 airport lounges worldwide, providing a comfortable space to relax before your flight.
• Global Entry or TSA PreCheck or NEXUS Fee Credit: Receive a statement credit of up to $100 every four years as reimbursement for the application fee charged to your card.
• Comprehensive Travel Insurance: Includes trip cancellation/interruption insurance, auto rental collision damage waiver, lost luggage reimbursement, and more.

How It Works

Upon approval, cardholders can immediately start earning points on eligible purchases. The $300 travel credit is automatically applied to travel purchases, and elevated rewards rates are activated after this credit is utilized. Points can be redeemed through the Chase Ultimate Rewards portal for travel, gift cards, cash back, or transferred to leading airline and hotel loyalty programs.

Comparison with Competitors

Note: Information is based on publicly available data as of [current date].

Use Cases

• Frequent Flyers: Maximize rewards on flights and enjoy lounge access during layovers.
• Business Travelers: Benefit from comprehensive travel insurance and concierge services.
• Luxury Seekers: Access exclusive events and experiences curated for cardholders.

Cost-Benefit Analysis

While the annual fee is $550, the $300 travel credit effectively reduces it to $250. Considering the elevated rewards rates, lounge access, and comprehensive travel protections, frequent travelers can easily offset the remaining fee through the card’s benefits.

Why Should You Consider This Card?

The Chase Sapphire Reserve stands out as a top-tier travel credit card, offering a blend of luxury, value, and flexibility. Its robust rewards program, combined with premium travel perks, makes it an excellent choice for those seeking to enhance their travel experiences.

Want to take full advantage of everything this card offers? Discover expert strategies, hidden features, and smart ways to stack even more value in Page 2 of our in-depth guide.