The Ink Business Unlimited

Looking for a business card that keeps up with you? Get cashback, spending power, and room to grow — all without the fees.

CREDIT CARD

Ink Business Unlimited

0% intro APR Unlimited 1.5% cash back rewards

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Unlimited Rewards, Zero Complexity

The Ink Business Unlimited Credit Card from Chase is a standout choice for entrepreneurs, freelancers, and small business owners looking for simple, reliable cashback. Unlike cards that offer tiered rewards or rotating categories, this one gives you 1.5% unlimited cashback on every purchase — whether you’re paying for inventory, software subscriptions, or travel expenses.

Backed by the strength of Chase’s business banking ecosystem, this card delivers powerful value without requiring complex strategies to earn rewards.

Highlights That Make a Real Difference

• 1.5% Unlimited Cashback: No caps, no categories — just consistent earning.
• $750 Welcome Bonus: Earn after spending $6,000 in the first 3 months.
• 0% Intro APR for 12 Months: On purchases — ideal for managing cash flow or large startup costs.
• No Annual Fee: Keep more in your business, not in card maintenance.
• Employee Cards at No Cost: Track spending and earn rewards from all your business expenses.

If you’re searching for the best business credit card in the USA with straightforward perks and minimal hassle, this one deserves a spot at the top.

How the Ink Business Unlimited Card Works

This is a traditional unsecured business credit card that links directly to your company’s EIN or Social Security Number (for sole proprietors). After approval, you’ll receive a generous introductory APR period — 0% interest on purchases for 12 months — giving you flexibility to invest in your operations.

All purchases automatically earn 1.5% cashback, with no enrollment or category tracking required. Rewards accumulate as Ultimate Rewards points, which can be redeemed for statement credits, travel, gift cards, or even transferred to other Chase accounts.

Your cashback doesn’t expire as long as your account remains open — and there’s no minimum to redeem.

Side-by-Side Comparison: Ink Unlimited vs. Competitors

Here’s how Chase’s offer compares to other leading business cards:

The Ink Business Unlimited stands out for offering consistent rewards, a long 0% APR intro period, and access to the Ultimate Rewards portal — a big plus if you already bank with Chase or plan to grow into their travel ecosystem.

Who Should Consider This Card?

• Startups and new businesses seeking cash flow support without debt traps
• Solo entrepreneurs and freelancers looking to earn on everyday expenses
• Ecommerce owners managing ad spend, shipping, and tools monthly
• Established businesses that want a simple cashback model with no fees
• Chase clients already using other products (Ink Preferred, Business Checking, etc.)

If your business spends $5,000+ per month across categories, this card’s flat rate becomes extremely valuable — and predictable.

What About the Cost?

That’s one of the best parts: there isn’t one. There’s no annual fee, no employee card fees, and no penalty for not redeeming rewards quickly. The 0% intro APR helps you strategically manage cash flow without worrying about interest for an entire year.

That flexibility can translate into real gains — whether you use it for marketing, equipment, or covering slow-pay invoices.

Final Word: Smart, Straightforward, and Scalable

The Ink Business Unlimited Credit Card isn’t flashy — it’s efficient, which is exactly what business owners need. Its unlimited cashback, generous intro APR, and zero annual fee make it a top contender in the world of business credit cards.

If you’re looking for a scalable solution that rewards every dollar without making you jump through hoops, this card delivers.

👉 Want tips on how to leverage this card for maximum growth? Head over to Page 2 for insider strategies, overlooked features, and smart ways to pair it with other Chase cards.