
Enjoy a world of unrivaled luxury and exclusive rewards with the HSBC Elite Credit Card. Tailored for those who appreciate the finer things in life, this card offers a suite of benefits designed to cater to your sophisticated tastes and elevate your lifestyle to extraordinary levels.
From lavish travel perks to personalized concierge service, every aspect of the HSBC Elite Credit Card is crafted to exceed expectations. Embrace a new standard of excellence and unlock a realm where every moment is enhanced with luxury and exclusivity.
Benefits of the HSBC Elite Credit Card:
- Earning rewards: Earn points on every purchase, with 3 points per dollar spent on travel including airline tickets, hotels, and car rentals, and 2 points per dollar on dining purchases. Points accumulate rapidly and can be redeemed for travel bookings, merchandise, gift cards, and more, tailored to optimize rewards aligned with your spending habits and lifestyle preferences.
- Redeeming rewards: Redeem your points for a variety of options including travel bookings, statement credits, merchandise, and gift cards. Enjoy flexibility in how you use your rewards, ensuring they align with your financial goals and lifestyle needs.
- Elite Lounge Access: Elevate your travel experience with complimentary access to exclusive airport lounges worldwide, ensuring every journey begins with comfort and sophistication.
- Personal Concierge: Enjoy personalized assistance and VIP treatment 24/7 with our concierge service, dedicated to enhancing your travel arrangements and fulfilling your lifestyle needs with unparalleled efficiency.
- Luxury Hotel Privileges: Indulge in special perks at luxury hotels, including room upgrades, late check-outs, and additional amenities that redefine luxury and elevate your stay to a new level of indulgence.
- Global Payment Freedom: Travel with confidence knowing your HSBC Elite Credit Card is accepted globally, with no foreign transaction fees, ensuring seamless transactions wherever your adventures take you.
- Comprehensive Travel Coverage: Gain peace of mind with extensive travel insurance coverage, protecting you against trip cancellation, interruption, and lost baggage, providing reassurance throughout your travels.
- Extended Purchase Protection: Enjoy extended warranty and purchase protection on eligible items, safeguarding your purchases against damage, theft, or loss, offering added security and peace of mind.
- First-Year Annual Fee Waiver: Begin your journey with the first year’s annual fee waived, enhancing the value of the HSBC Elite Credit Card as a rewarding choice for discerning travelers.
- Exclusive Dining Experiences: Access exclusive dining privileges and discounts at select global restaurants, curated to delight food enthusiasts and enhance your culinary adventures.
- Generous Welcome Bonus: Start strong with a welcome bonus of 60,000 points when you spend $4,000 in the first 3 months, jumpstarting your rewards journey with substantial earning potential.
- Air Travel Savings: Receive a $100 annual air credit for every $2,000 spent on the HSBC travel portal, up to $400 per year, providing ongoing savings on flights and travel upgrades.
- Global Entry or TSA PreCheck Benefit: Enjoy reimbursement for Global Entry or TSA PreCheck application fees every 54 months, simplifying your travel experience with expedited security screenings.
- Everyday Connectivity: Stay connected with Boingo Wi-Fi memberships, offering access to Wi-Fi hotspots worldwide, ensuring you’re always connected on the go without data restrictions.
- Fee-Free International Transactions: Use your HSBC Elite Credit Card globally without incurring foreign transaction fees, making it an ideal companion for international travelers seeking convenience and savings.
Who Can Apply?

Here’s a list of criteria typically required to apply for the HSBC Elite Credit Card:
- Age: Must be at least 18 years old (or older, depending on country-specific regulations).
- Income: Generally requires a minimum annual income, which varies by country and region.
- Credit Score: Typically, applicants need a good to excellent credit score to qualify.
- Residency: Must be a resident of the country where you are applying for the card.
- Application Form: Complete the application form accurately with personal and financial details.
- Documentation: Provide proof of identity, such as a passport or driver’s license, and proof of income, such as pay stubs or tax returns.
- Other Requirements: Some additional requirements may include having a bank account with the issuing bank or meeting specific employment status criteria.
How to Apply?
To apply for the HSBC Elite Credit Card:
- Visit the HSBC website or your nearest HSBC branch.
- Complete the online application form with your personal and financial details.
- Submit the application for review.
- Await a decision from HSBC, typically received within a few business days.
Frequently Asked Questions
Can I transfer my points to airline or hotel loyalty programs?
Yes, HSBC Elite Credit Card holders may have the option to transfer points to select airline and hotel loyalty programs, depending on the terms and conditions.
How can I access the concierge service provided with the HSBC Elite Credit Card?
The concierge service is available 24/7 and can be accessed by contacting the dedicated phone number provided on the card.
What are the additional benefits of the HSBC Elite Credit Card as a World Elite Mastercard?
Additional benefits may include price protection, extended warranty coverage, and access to exclusive events and experiences.
Does the HSBC Elite Credit Card have an annual fee?
Yes, there is an annual fee associated with the HSBC Elite Credit Card. However, the first year’s fee may be waived as a promotional offer.