Assent Secured Credit Card: Build Credit with Confidence

Discover how the Assent Secured Card can help you Rebuild or Build your Credit Score with no Annual Fee and monthly reporting to all three credit bureaus.

CREDIT CARD

Assent Secured

Fraud protection No annual fee

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If you’re looking for a reliable and affordable way to rebuild or establish credit, the Assent Platinum Secured Mastercard delivers a straightforward and effective solution. Designed for individuals with bad credit or no credit history, this card requires a refundable security deposit to open, which acts as your credit limit. Most importantly, it reports your payment activity to all three major credit bureaus, helping you build a solid credit history with responsible use.

What truly sets the Assent Secured Card apart from many competitors is its $0 annual fee, making it a low-cost tool for credit improvement. You’ll also get access to basic financial management tools, including online account management and payment alerts, which can support better budgeting and on-time payments. If you’re serious about repairing your credit and want a no-frills, dependable card that won’t weigh you down with fees, the Assent Platinum Secured Mastercard is a strong choice to consider.

✅ Key Benefits of the Assent Secured Credit Card:

1. No annual fee, helping you save while you rebuild;
2. Reports to all 3 major credit bureaus (Experian, Equifax, TransUnion);
3. Low refundable deposit starting at $200;
4. Flexible credit limits up to $2,000;
5. Fraud protection and Mastercard Zero Liability;
6. Online account access for payment tracking and management;

🏆 Credit Card Comparison Table

💡 Is This Credit Card Right for You?

Yes — especially if you’re just beginning your credit journey or working to recover from past financial setbacks, the Assent Platinum Secured Mastercard is a solid and dependable option. While it doesn’t come with rewards or flashy perks, it delivers on the essentials that matter most for credit-building: reliable monthly reporting to all three major credit bureaus, no hidden fees, and a $0 annual fee—a rare advantage in the secured card space. These features make it one of the most cost-effective and beginner-friendly tools for anyone looking to establish or rebuild a strong credit profile.

In a landscape full of secured cards that often come with high fees and limited growth potential, the Assent Secured Mastercard stands out as a refreshing alternative. Compared to other secured cards, the Assent Secured Card stands out for its simplicity and transparency. There’s no need to worry about spending categories, complex terms, or inflated fees. Instead, it’s designed to offer a low-risk, straightforward path to better credit, with a refundable deposit that sets your credit limit and gives you control over your budget. 

For those focused on long-term financial improvement, the Assent Secured Card delivers exactly what you need: a clean, no-frills approach that supports responsible habits and real progress over time.

Whether you’re working your way up to an unsecured card or just getting started, the Assent Secured Mastercard is a practical, no-nonsense choice to support your goals.

Want to see if you qualify and how to apply step-by-step? Check out the next page.