Blue Cash Preferred Card Review

Step into a world of exceptional savings and rewards with the Blue Cash Preferred Card from American Express!

This card is designed to elevate your everyday spending with extraordinary cash back opportunities and unbeatable perks. Whether you’re grocery shopping, fueling up, or enjoying family outings, the Blue Cash Preferred Card ensures you earn top rewards on all your purchases, transforming your everyday expenses into exciting cash back opportunities.

Imagine enjoying 6% cash back on groceries at U.S. supermarkets and 3% cash back on transit, plus 1% on all other purchases. This card is packed with benefits that make managing your finances both rewarding and exciting. With no annual fee for the first year, and a range of perks that cater to your lifestyle, the Blue Cash Preferred Card is your ticket to maximizing your savings and enjoying a host of premium benefits.

CREDIT CARD

BLUE CASH PREFERRED

6% CASH REWARDS 0% intro APR

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Blue Cash Preferred AmEx Benefits:

• 6% Cash Back on U.S. Supermarket Purchases: Enjoy an impressive 6% cash back on groceries at U.S. supermarkets, up to $6,000 per year in purchases. Whether stocking up for the week or hosting a big family meal, you’ll earn exceptional rewards on your grocery spending.
• 3% Cash Back on Transit: Save more on your daily commute with 3% cash back on transit, including taxis, rideshares, parking, and public transportation. The Blue Cash Preferred Card helps you keep more of your money, no matter how you get around.
• 1% Cash Back on Other Purchases: Earn 1% cash back on all other purchases, making sure you get rewarded for every swipe. From dining out to online shopping, every purchase contributes to your cash back balance.
• $250 Statement Credit: Enjoy a $250 statement credit after you spend $3,000 in purchases on your new card in the first 6 months. This welcome offer is a fantastic way to kick-start your cash back rewards journey.
• 0% Introductory APR: The American Express Blue Cash Preferred Card is its introductory 0% APR on purchases and balance transfers for the first 12 months from the date of account opening! This means you can make big purchases—whether it’s upgrading your home, booking a dream vacation, or covering unexpected expenses—without worrying about interest piling up right away.
• Redeeming Rewards: Cash back is automatically applied as a statement credit, reducing your balance and providing instant value. Enjoy the ease of redeeming your rewards, knowing that every dollar you spend contributes to your cash back balance, which can be used to offset future purchases or lower your card’s balance.
• No Annual Fee: Experience all the benefits of the Blue Cash Preferred Card with no annual fee for the first year. It’s a risk-free way to explore the perks of this top-tier rewards card.
• Access to Exclusive American Express Offers: Benefit from exclusive offers and discounts at a variety of retailers and services, available only to American Express cardholders. Make your spending go further with special deals and promotions.
• Purchase Protection: Enjoy purchase protection coverage on eligible items, giving you peace of mind with every purchase. This benefit helps protect your new purchases against damage or theft.
• Extended Warranty: Extend the manufacturer’s warranty on eligible purchases, adding extra protection to your new items and ensuring they last longer.
• Travel Accident Insurance: Travel with confidence knowing you’re covered with travel accident insurance. This benefit provides additional peace of mind during your journeys.
• Fraud Protection: Benefit from advanced fraud protection features that help safeguard your account from unauthorized transactions and keep your financial information secure.

Who Can Apply?

To apply for the Blue Cash Preferred Card, you generally need to meet the following criteria:

• Be at least 18 years old.
• Have a good to excellent credit score.
• Have a stable income or financial situation.
• Be a U.S. resident.

How to Apply?

1. Check Your Credit Score: Ensure your credit score meets the card’s requirements.
2. Gather Personal Information: Prepare details such as your Social Security number, income, and employment information.
3. Visit the American Express Website: Go to the Blue Cash Preferred Card application page.
4. Complete the Application Form: Fill out the required information and submit your application.
5. Wait for Approval: Review the decision and receive your card if approved.

Blue Cash Preferred AmEx Frequently Asked Questions

1. What is the annual fee for the Blue Cash Preferred Card?
   • The Blue Cash Preferred Card has a $95 annual fee, which is waived for the first year.
2. Are there any foreign transaction fees?
   • Yes, the American Express Blue Cash Preferred Card charges a foreign transaction fee of 2.7% on each purchase made outside the U.S.
3. How do I check my cash back balance?
   • Log into your American Express account online or via the mobile app to view your cash back balance and rewards.
4. Can I add authorized users to my account?
   • Yes, you can add authorized users to your account. Additional terms and fees may apply.

CREDIT CARD

BLUE CASH PREFERRED

6% CASH REWARDS 0% intro APR

APPLY NOW You will be redirected