
The Choice Privileges Select Mastercard is built for serious travelers who value enhanced rewards, faster elite status, and an exceptional return on hotel spending. Whether you’re a frequent guest at Choice Hotels properties or looking to maximize your travel dollars, this card delivers powerful benefits and exclusive perks that can elevate every stay.
🎁 Earning Points: Make Every Dollar Count
- 10X points on stays at participating Choice Hotels
- 5X points at grocery stores, gas stations, home improvement stores, and phone plans
- 1X point on all other purchases
The combination of high-earning hotel rates and boosted everyday categories makes it easy to stockpile points quickly, even without heavy travel schedules.
🚨 Redeeming Your Points: Get Maximum Value
Choice Privileges points are highly versatile:
- Free Nights: Redeem at 7,400+ properties worldwide, starting at just 8,000 points.
- Gift Cards: Redeem points for Amazon, Target, and dozens more.
- Airline Miles: Transfer to partners like United MileagePlus and Amtrak Guest Rewards.
- Unique Experiences: Event access, sporting events, and exclusive hotel packages.
Smart redemption strategies — like booking off-peak nights or combining promotions — can stretch your points even further.
🔐 Key Cardholder Benefits Beyond Points

- Anniversary Bonus: Receive 30,000 bonus points automatically every account anniversary — that’s enough for up to 3 free nights at select properties.
- Platinum Elite Status: Enjoy room upgrades, early check-in, late checkout, and bonus points on stays.
- No Foreign Transaction Fees: Save 3% on purchases when traveling abroad.
- Cell Phone Protection: Up to $600 per claim when you pay your monthly bill with the card.
🧠 Tips to Maximize the Choice Privileges Select Mastercard
- Book longer stays during promotions to earn extra bonuses.
- Use the card at grocery stores and gas stations to accumulate points even faster.
- Redeem during off-peak travel seasons when fewer points are required.
- Layer Choice promotions with card multipliers for double-dipping rewards.
📊 Alternative Cards to Consider
Card | Best For | Notable Feature |
Chase Sapphire Preferred | Overall travel flexibility | Extensive transfer partners |
Hilton Honors Surpass | Frequent Hilton guests | High multipliers on Hilton stays |
Capital One Venture X | Luxury travelers | Airport lounge access |
❓ FAQs About the Choice Privileges Select Mastercard
Q1: How much are 60,000 Choice Privileges bonus points worth?
A: Typically, 60,000 points can be redeemed for up to $420 in free hotel stays, depending on the property and time of year.
Q2: How do I qualify for Platinum Elite status with this card?
A: You automatically receive Platinum Elite status upon card approval — no spending requirement or extra steps needed.
Q3: Does the Choice Privileges Select Mastercard have foreign transaction fees?
A: No. You can use the card internationally without paying foreign transaction fees.
Q4: Is the $95 annual fee justified?
A: Yes — the 30,000 annual bonus points alone are typically worth more than the annual fee if redeemed smartly for hotel stays.
Q5: Can I transfer my Choice Privileges points to airline loyalty programs?
A: Yes. Points can be transferred to participating airline partners, although converting points to free nights usually offers better value.
Q6: How quickly are points earned and posted to my account?
A: Points from purchases typically post to your Choice Privileges account within 1–2 billing cycles.
Q7: Is there a spending requirement to earn the welcome bonus?
A: Yes. You must spend $3,000 within the first 3 months to earn the 60,000 bonus points.
Q8: Can I redeem points for free nights at all Choice Hotels properties?
A: Almost all — with over 7,400 locations worldwide, but some high-end Ascend Collection hotels might require higher points or have blackout dates.
Q9: Does the card include travel or purchase protections?
A: Yes. Benefits include cell phone protection when you pay your bill with the card, and Mastercard provides basic travel-related protections.
Q10: Is there a limit to how many points I can earn annually?
A: No. There’s no cap on the amount of points you can accumulate in a year with the Choice Privileges Select Mastercard.
💡 Final Thoughts
The Choice Privileges Select Mastercard is the perfect fit for travelers who are serious about maximizing the value of their loyalty to Choice Hotels. With its outstanding earning potential, generous anniversary bonus, and automatic Elite status perks, this card offers a compelling package that’s tough to beat — especially for a modest $95 annual fee.
Whether you’re booking frequent business trips or planning well-deserved vacations, the Choice Privileges Select Mastercard ensures that every stay is more rewarding, comfortable, and packed with added value.
Whether you’re staying for business or leisure, this card ensures you earn — and enjoy — every moment.