Ink Business Cash: A Smart Tool

No-fee business card with high cash back, flexible employee access, and smart tools to help small business owners earn as they spend.

CREDIT CARD

Ink Business Cash

Earn up to $750 bonus cash back no annual fee

SEE HOW TO APPLY You will remain on the current site

The Ink Business Cash Credit Card from Chase is a strategic financial tool tailored for small business owners, freelancers, and entrepreneurs who want rewards without added costs. With targeted 5% cash back categories and a strong welcome bonus, it’s a leading option for managing business expenses efficiently. It also includes 0% introductory APR, employee cards at no cost, and integration with digital finance tools.

💼 Why the Ink Business Cash Card Stands Out

• Zero Annual Fee: Keep more of your profits with no yearly cost for the card.
• 5% Cash Back in Key Business Categories: Earn 5% cash back on up to $25,000 annually at office supply stores and on internet, cable, and phone services.
• 2% Cash Back in Everyday Areas: Get 2% cash back at gas stations and restaurants (up to $25,000 per year), great for business lunches and travel.
• 1% on All Other Purchases: Every other transaction earns unlimited 1% cash back.
• Welcome Bonus Up to $750: Receive $350 after spending $3,000 in 3 months, and $400 more after spending $6,000 in 6 months.
• 0% Intro APR for 12 Months: Perfect for managing large business purchases or cash flow adjustments without immediate interest.
• Free Employee Cards: Add staff at no extra cost and track spending individually, all while earning rewards faster.
• Redemption Flexibility: Use cash back as statement credit, gift cards, travel bookings, or transfers through Chase Ultimate Rewards.

This card helps you earn on categories you’re already spending in, maximizing business efficiency and return on investment.

👥 Who Should Use This Card?

• Tech-Driven Small Teams: Regularly paying internet, software subscriptions, or IT services? You’ll tap into the 5% category constantly.
• Solo Entrepreneurs & Freelancers: Manage daily operations, meals, and fuel costs while earning significant rewards with no annual fee.
• Business Owners with Employees: Set spending limits, monitor purchases, and centralize rewards with free employee cards.
• Startups Managing Cash Flow: Use the 0% intro APR period to finance new equipment or vendor payments without pressure.

📊 Ink Business Cash vs. American Express Blue Business Cash

Chase stands out with its $750 bonus and higher 5% categories, offering greater long-term value for businesses with recurring telecom and supply expenses.

🤔 Is It Worth It?

Absolutely—especially for businesses spending heavily on internet, phone services, office supplies, or gas. The Ink Business Cash Credit Card helps you turn operational costs into rewards. The high-earning categories, no annual fee, and flexible redemption make it one of the best cash back business cards in the U.S. market.

And with a $750 welcome bonus, it practically pays for itself in your first few months of use.

👉 Want to know how to qualify and use this card to boost your business? Continue to the next page for a detailed step-by-step guide.