Capital One Venture Card Review

Get ready to transform your everyday spending into exciting travel experiences with the Capital One Venture Rewards Credit Card!

The Capital One Venture Card combines a robust flat-rate mile earning structure with valuable travel perks and the flexibility that modern travelers demand. 

With a generous welcome bonus to kickstart your journey, no foreign transaction fees to worry about on your international escapades, and the ability to transfer your miles to leading airline and hotel partners, this card is designed to deliver exceptional value. 

It’s time to make your travel dreams a reality with a card that’s as adventurous as you are!

CREDIT CARD

Capital One Venture Rewards

Unlimited 5X miles 75,000 miles welcome bonus

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Benefits: Your Passport to Exceptional Value

The Capital One Venture Card is packed with features designed to provide outstanding value, flexibility, and peace of mind for U.S. travelers.

1. Unlimited 2X Miles on Every Purchase: Simplicity meets power! You’ll earn a flat 2 Venture Miles for every $1 spent on every purchase, every day. There are no rotating categories to activate or spending limits on this base rate, making it incredibly easy to accumulate miles on all your spending.
2. Unlimited 5X Miles on Travel. Don’t just book your next trip—get massively rewarded for it. Earn 5X miles on every hotel, vacation rental, and rental car you book using Capital One Travel and watch your miles balance soar.
3. Generous Welcome Bonus: Start your travel fund with a massive boost! New cardholders can earn a fantastic 75,000 bonus Venture Miles after spending $4,000 on purchases within the first 3 months from account opening. That’s equivalent to $750 in travel rewards!
4. No Foreign Transaction Fees: Explore the globe without the extra costs! This card has no foreign transaction fees, saving you the typical 3% surcharge on every purchase you make while traveling internationally or shopping on foreign websites. 
5. Book Travel Through Capital One Travel: Use your miles to book flights, hotels, and rental cars directly through the Capital One Travel portal. You’ll also earn 5 Venture Miles per dollar on hotels and rental cars booked through Capital One Travel.
6. Transfer Miles to Airline & Hotel Partners: Gain even more value and flexibility by transferring your Venture Miles to over 15 leading airline and hotel loyalty programs, including Air Canada Aeroplan, British Airways Avios, Air France-KLM Flying Blue, Turkish Airlines Miles&Smiles, Choice Privileges, and Wyndham Rewards.
7. Global Entry or TSA PreCheck Credit: Breeze through airport security and customs! Receive up to a $100 statement credit for the application fee for either Global Entry or TSA PreCheck once every four years.
8. Two Complimentary Airport Lounge Visits Annually: Enjoy a couple of relaxing lounge visits each year. You get two complimentary visits per year to Capital One Lounges or their Partner Lounge Network locations, which include Plaza Premium Lounges.

Who Can Apply: Eligibility Criteria 

Eligibility for the Capital One Venture Card is focused on U.S. residents with good credit.

• Age: You must be at least 18 years old.
• U.S. Residency: You must have a valid U.S. physical address.
• SSN or ITIN: You must have a valid U.S. Social Security Number (SSN). Capital One is also known to accept an Individual Taxpayer Identification Number (ITIN) for some of its credit card applications, which is particularly helpful for new immigrants establishing credit in the U.S.
• Credit Score: You will generally need a “Good” to “Excellent” U.S. credit score for approval (typically FICO score of 670 or higher, with scores above 700 being more favorable).

How to Apply: The U.S. Application Process

Applying for the card is a straightforward online process.

1. Visit the Capital One Website: Navigate to the credit cards section on the official Capital One U.S. website.
2. Select the Card: Find the Capital One Venture Card. Capital One often has a pre-approval tool you can use without impacting your credit score to see if you might qualify.
3. Review the Details: Carefully read through the card’s features, the welcome offer, annual fee, interest rates, and terms and conditions.
4. Click “Apply Now”: Begin the secure online application form.
5. Provide Your Information: Fill out the form with your personal details, including your full name, U.S. address, date of birth, SSN or ITIN, and financial information such as your annual income and employment status.
6. Consent to a Credit Check: As part of the process, you must authorize Capital One to perform a “hard” credit inquiry if you proceed with the full application.
7. Review and Submit: Double-check all information for accuracy and submit the application.
8. Await a Decision: In many cases, you will receive a decision online within seconds or a few minutes. If further review is needed, Capital One will notify you of their decision via mail within a few business days.

Frequently Asked Questions (FAQ)

1. What is the annual fee for this card?
   The Capital One Venture Card has a $95 annual fee.
2. How much is a Venture Mile worth?
   Venture Miles are worth 1 cent each when redeemed for travel (e.g., 75,000 miles = $750 towards travel). The value can be higher if transferred strategically to airline or hotel partners.
3. What kind of travel insurance does it include?
   It typically includes Auto Rental Collision Damage Waiver, Travel Accident Insurance, and Lost Luggage Reimbursement. It does not usually include comprehensive travel medical or trip cancellation/interruption insurance as primary benefits.
4. How does “Purchase Eraser” work for travel redemptions?
   You book any travel (flight, hotel, rental car, etc.) with any vendor using your Venture card. Then, within 90 days, you log into your Capital One account and apply your miles as a statement credit against that travel purchase at a rate of 1 cent per mile.

CREDIT CARD

Capital One Venture Rewards

Unlimited 5X miles 75,000 miles welcome bonus

APPLY NOW You will be redirected