Amazon Prime Visa Review

For dedicated Amazon shoppers, the Prime Visa credit card is an absolute game-changer, designed to maximize your rewards on every purchase. 

The Prime Visa is more than just a store card; it’s a versatile financial tool that comes with the robust travel protections and benefits of a Visa Signature card. Imagine turning your regular spending at Amazon, Whole Foods Market, and even at gas stations and restaurants into a rewarding experience that puts money back in your pocket. 

Get ready to elevate your Prime membership and unlock a new level of value with a credit card that truly understands and rewards your lifestyle.

CREDIT CARD

Amazon Prime Visa

CASHBACK No annual fee

APPLY NOW You will be redirected

Fantastic Benefits of the Prime Visa

The Prime Visa is packed with perks that go far beyond your Amazon shopping cart. Here’s a look at the incredible value it offers:

1. Exceptional 5% Back on Amazon and Whole Foods: This is the star of the show! As a Prime member, you’ll earn a phenomenal 5% back on all purchases at Amazon.com, Amazon Fresh, and Whole Foods Market. It’s the ultimate way to get rewarded for your everyday shopping and grocery runs.
2. Generous 5% Back on Chase Travel: Planning a getaway? Book your flights, hotels, car rentals, and cruises through the Chase Travel portal and earn an impressive 5% back, making your vacation even more rewarding.
3. Valuable 2% Back on Everyday Purchases: The rewards extend to your daily routine! Earn a solid 2% back at gas stations, restaurants (including takeout and delivery), and on local transit and commuting, including rideshares.
4. Prime Card Bonus Offers: Get ready for even more savings! As a cardmember, you’ll gain access to exclusive, limited-time offers to earn 10% back or more on a rotating selection of items and categories on Amazon.com.
5. Instant Welcome Bonus: Start saving from day one! Upon approval, you’ll typically receive a generous Amazon Gift Card instantly loaded into your Amazon account, with no spending requirement necessary.

6. No Annual Credit Card Fee: Enjoy all the incredible benefits of this card without paying an annual fee. Your Prime membership is all that’s required to unlock this amazing value.
7. No Foreign Transaction Fees: Travel the world without the extra costs! Use your Prime Visa for international purchases and avoid any foreign transaction fees, making it the perfect travel companion.

Who Can Apply

To be eligible for the Prime Visa, you’ll generally need to meet the following criteria:

• An Active Amazon Prime Membership: You must be a current Amazon Prime member to apply for and receive the full benefits of this card.
• Good to Excellent Credit: Typically, a credit score of 670 or higher is recommended for the best chance of approval. However, Chase considers various factors beyond just your credit score.
• U.S. Residency: You must be a resident of the United States.
• Social Security Number (SSN): A valid SSN is required for the application.
• Age Requirement: You must be at least 18 years old.
• Stable Income: Applicants will need to provide information about their annual income.

How to Apply

Applying for the Prime Visa is a straightforward process, seamlessly integrated into the Amazon experience:

1. Log in to Your Amazon Account: Ensure you are signed into the Amazon account with an active Prime membership.
2. Navigate to the Prime Visa Page: You can easily find the credit card application page by searching for “Prime Visa” on Amazon.com or by visiting the card’s dedicated landing page.
3. Review the Offer and Terms: Take a moment to review the card’s benefits, rewards structure, and terms and conditions.
4. Click “Apply Now”: Once you’re ready, click the apply button. You will be redirected to Chase’s secure application page.
5. Complete the Application: Fill out the application with your personal and financial information, including your full name, address, Social Security number, and annual income.
6. Receive an Instant Decision: In most cases, you will receive a decision within seconds. If approved, the card will be automatically added to your Amazon wallet, allowing you to start using it immediately for your Amazon purchases.

Frequently Asked Questions

1. What happens to my Prime Visa if I cancel my Amazon Prime membership?
   If you cancel your Amazon Prime membership, your card will typically be converted to the Amazon Visa, which has a lower rewards rate (3% back on Amazon and Whole Foods purchases instead of 5%). You will still be able to use the card anywhere Visa is accepted.
2. Is there a cap on the amount of rewards I can earn?
   No, there is no cap on the amount of cash back rewards you can earn with the Prime Visa. You’ll continue to earn 5% back on eligible Amazon and Whole Foods purchases, 2% back in bonus categories, and 1% back everywhere else, no matter how much you spend.
   
3. How quickly can I use my rewards?
   One of the great features of the Prime Visa is the ability to redeem your rewards quickly. You can use your accumulated points to pay for all or part of your purchases at Amazon.com as soon as the next day.
4. Does the card have an annual fee?
   The Prime Visa itself does not have an annual fee. However, it requires an active Amazon Prime membership, which does have an annual or monthly fee.

CREDIT CARD

Amazon Prime Visa

CASHBACK No annual fee

APPLY NOW You will be redirected