Amazon Prime Visa Credit Card Review

The Prime Visa transforms your Prime membership from a simple subscription into a dynamic, rewarding financial ecosystem.

For anyone who fully embraces the convenience and value of an Amazon Prime membership, the Amazon Prime Visa, issued by Chase, is an essential tool for maximizing your benefits. This isn’t just another credit card; it’s a powerful upgrade to your existing Prime account, designed to give you significant rewards on your Amazon purchases, at Whole Foods Market, and on your everyday spending. If your home sees a steady stream of smiling blue boxes, this card is a no-brainer.

CREDIT CARD

Amazon Prime Visa

CASHBACK No annual fee

APPLY NOW You will be redirected

More Than 10 Incredible Benefits

1. Unlimited 5% Back at Amazon & Whole Foods: This is the headline benefit. Earn an incredible 5% back on all purchases at Amazon.com, Amazon Fresh, and Whole Foods Market. It’s like getting a permanent discount on millions of items.
2. Unlimited 5% Back on Chase Travel: Book your flights, hotels, car rentals, and cruises through the Chase Travel portal and earn an impressive 5% back, making your vacation even more rewarding.
3. Unlimited 2% Back on Everyday Spending: The rewards extend to your daily routine. Earn a solid 2% back at restaurants, gas stations, and on local transit and commuting, including rideshares.
4. Instant Welcome Bonus: Start saving from day one! Upon approval, you’ll typically receive an Amazon Gift Card (often $100 or more) instantly loaded into your Amazon account, with no spending requirement necessary.
5. Exclusive Prime Card Bonus Offers: Get access to exclusive, limited-time offers to earn 10% back or more on a rotating selection of items and categories on Amazon.com.
6. $0 Annual Fee: Enjoy all the fantastic benefits of this card without paying an annual credit card fee. Your Prime membership is all that’s required to unlock this value.
7. $0 Foreign Transaction Fees: Travel internationally without the extra costs. Use your Prime Visa for purchases abroad and avoid any foreign transaction fees.
8. Simple and Instant Rewards Redemption: Your rewards, your choice. You can use your points to pay for all or part of your order at Amazon.com at checkout, or you can request cash back, gift cards, or book travel through your Chase account.
9. Auto Rental Collision Damage Waiver: Travel with confidence. Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most rental cars in the U.S. and abroad.
10. Purchase Protection: Shop securely knowing your new purchases are protected against damage or theft for 120 days, up to $500 per claim.
11. Extended Warranty Protection: Get extra peace of mind. This benefit extends the time period of the U.S. manufacturer’s warranty by an additional year on eligible warranties of three years or less.
12. Travel and Emergency Assistance: If you run into trouble away from home, you can call for legal and medical referrals or other travel and emergency assistance.

Who Can Apply

To be eligible for the Amazon Prime Visa, you’ll generally need to meet the following criteria:

• An Active Amazon Prime Membership: You must be a current Amazon Prime member to apply for and receive the full 5% benefits.
• Good to Excellent Credit: Typically, a FICO credit score of 670 or higher is recommended for the best chance of approval.
• U.S. Residency: You must be a resident of the United States.
• Social Security Number (SSN): A valid SSN is required for the application.
• Age Requirement: You must be at least 18 years old.

How to Apply

Applying for the Amazon Prime Visa is a straightforward process, seamlessly integrated into the Amazon experience:

1. Log in to Your Amazon Account: Ensure you are signed into the Amazon account with an active Prime membership.
2. Navigate to the Prime Visa Page: You can easily find the credit card application page by searching for “Prime Visa” on Amazon.com.
3. Click “Apply Now”: Once you’re ready, click the apply button. You will be redirected to Chase’s secure application page.
4. Complete the Application: Fill out the application with your personal and financial information.
5. Receive an Instant Decision: In most cases, you will receive a decision within seconds. If approved, the card will be automatically added to your Amazon wallet, allowing you to start using it immediately for your Amazon purchases.

Frequently Asked Questions

• What happens to my Prime Visa if I cancel my Amazon Prime membership?
  If you cancel your Amazon Prime membership, your card will typically be converted to the non-Prime Amazon Visa, which has a lower rewards rate (3% back on Amazon and Whole Foods purchases instead of 5%). You will still be able to use the card anywhere Visa is accepted.
• Is there a cap on the amount of rewards I can earn?
  No, there is no cap on the amount of cash back rewards you can earn with the Prime Visa. You’ll continue to earn 5% back on eligible Amazon and Whole Foods purchases, 2% back in bonus categories, and 1% back everywhere else, no matter how much you spend.
• How quickly can I use my rewards on Amazon?
  One of the best features of the Prime Visa is the ability to redeem your rewards quickly. You can use your accumulated points to pay for all or part of your purchases at Amazon.com as soon as the next day. There is no minimum to redeem.
• Is this a good card for international travel?
  Yes, it’s a great choice for international travel. It has no foreign transaction fees, which will save you the typical 3% surcharge on every purchase you make abroad. Plus, as a Visa card, it has worldwide acceptance.

CREDIT CARD

Amazon Prime Visa

CASHBACK No annual fee

APPLY NOW You will be redirected