Amazon Prime Visa Review

For dedicated Amazon shoppers, the Prime Visa credit card is an absolute game-changer, designed to maximize your rewards on every purchase. 

If you’re a frequent Amazon or Whole Foods shopper and want a card that maximizes your Prime membership, the Amazon Prime Rewards Visa Signature Card is made for you. This card turns everyday purchases into rewards while giving you travel perks and strong protections.

Powered by Chase and accepted worldwide through Visa, it combines rich cash-back potential with no annual fee. From groceries to fuel to dining, you’ll earn back on everything you buy, while enjoying the confidence of a card that works almost anywhere.

CREDIT CARD

Amazon Prime Visa

CASHBACK No annual fee

APPLY NOW You will be redirected

10 Benefits of the Amazon Prime Rewards Visa Signature Card

1. High Rewards at Amazon and Whole Foods
Prime members get 5% back every time they shop at Amazon.com or Whole Foods Market, turning daily spending into meaningful savings.

2. Extra Rewards in Key Categories
Earn 2% back at restaurants, gas stations, and eligible drugstores—helping you save on regular household expenses.

3. Unlimited 1% Back Everywhere Else
All other purchases earn 1% back with no cap and no need to track rotating categories.

4. Welcome Gift on Approval
When your application is approved, an Amazon Gift Card is automatically loaded into your Amazon account—no spending requirement attached.

5. No Annual Fee for the Card
The card itself has no yearly fee. You just need an active Prime membership to enjoy the 5% benefit.

6. No Fees Abroad
Travel internationally without worrying about foreign transaction fees—the card waives them completely.

7. Visa Signature Protections
Take advantage of travel accident insurance, purchase protection, extended warranties, and access to concierge services.

8. Flexible Ways to Use Rewards
Apply your rewards at checkout on Amazon, or redeem for cash back, statement credits, travel, or gift cards.

9. Built-In Fraud Protection
You’re covered with $0 liability for unauthorized purchases, plus advanced fraud monitoring.

10. Global Acceptance
As part of the Visa network, the card is accepted in millions of locations worldwide.

Who Can Apply?

You may qualify for the Amazon Prime Rewards Visa Signature Card if you:

• Are 18 years or older (19 in some states)
  
• Reside in the United States
  
• Have a valid SSN
  
• Maintain an active Prime membership
  
• Have good to excellent credit history
• Do not already hold an Amazon Prime Rewards Visa account
  

How to Apply

1. Log in to your Amazon account at www.amazon.com/credit
   
2. Select the Amazon Prime Rewards Visa Signature Card
   
3. Click on Apply Now
   
4. Enter your personal and financial details
   
5. Review the card terms and conditions
   
6. Submit your application
   
7. Get an approval decision, often instantly
   
8. If approved, your Amazon Gift Card is credited immediately and your card ships soon after

Frequently Asked Questions (FAQ)

1. Is Prime required to get 5% back?
Yes, only Prime members qualify for 5% back at Amazon and Whole Foods.

2. Does this card charge an annual fee?
No, the card has no annual fee. However, Prime membership is billed separately.

3. Can rewards be redeemed outside of Amazon?
Yes. Rewards can be redeemed for cash back, statement credits, gift cards, or travel purchases.

4. Are foreign transaction fees charged?
No, international purchases do not incur extra fees.

5. Do I receive a gift card when approved?
Yes. Upon approval, you immediately receive an Amazon Gift Card credited to your Amazon account.

6. Does the card help with credit building?
Yes. Chase reports your payment history to all three major credit bureaus.

CREDIT CARD

Amazon Prime Visa

CASHBACK No annual fee

APPLY NOW You will be redirected