Bank of America Unlimited Cash Rewards: Unlimited Cash Back

The Bank of America Unlimited Cash Rewards Card earns unlimited cash back with no annual fee—simple and rewarding.

CREDIT CARD

Bank of America Unlimited Cash Rewards Credit Card

unlimited 1.5 points $200 cash bonus

SEE HOW TO APPLY You will remain on the current site

If you’re looking for a straightforward, no-fuss cash back credit card, the Bank of America Unlimited Cash Rewards Card is a top choice. Offering unlimited 1.5% cash back on every purchase and a chance to boost your earnings through the Preferred Rewards Program, this card is a versatile companion for your daily spending.

But is it the right card for you? In this guide, we’ll explore its benefits, show you how it works, and help you decide if it suits your financial goals.

✅ Key Benefits of the Bank of America Unlimited Cash Rewards Card

• Unlimited 1.5% Cash Back: Earn 1.5% cash back on every purchase, every day, without category restrictions.
• Welcome Bonus: Receive a $200 cash rewards bonus after spending $1,000 in the first 90 days.
• 0% Intro APR: Get 0% introductory APR on purchases and balance transfers for 15 billing cycles, then a variable APR of 18.24% – 28.24%.
• Preferred Rewards Boost: Increase your cash back by 25% to 75% if you qualify for Bank of America’s Preferred Rewards Program.
• No Foreign Transaction Fees: Use the card internationally without extra charges.
• Flexible Redemption Options: Redeem your cash back as a statement credit, direct deposit, or credit toward your balance.

🚀 How the Bank of America Unlimited Cash Rewards Card Works

The Bank of America Unlimited Cash Rewards Card is designed for simplicity. You earn 1.5% cash back on every dollar you spend, whether it’s groceries, gas, dining, or online shopping. Your cash back is automatically tracked and can be redeemed in multiple ways.

How Cash Back is Earned:

• All purchases earn 1.5% cash back.
• No rotating categories or spending limits.
• Preferred Rewards members can boost their cash back rate.

How Cash Back is Redeemed:

• Direct Deposit: Send your rewards directly to a Bank of America checking or savings account.
• Statement Credit: Apply your rewards to your monthly balance.
• Credit Toward Balance: Use rewards to pay down your balance directly.

🔍 Comparing the Bank of America Unlimited Cash Rewards Card with Competitors

💡 Is the Bank of America Unlimited Cash Rewards Card Worth It?

The Bank of America Unlimited Cash Rewards Card offers a straightforward, no-annual-fee way to earn cash back on all your spending. It’s perfect for those who value simplicity, flexible redemption options, and the opportunity to boost rewards through the Preferred Rewards Program.

If you’re looking for a card that offers consistent rewards without the complexity of rotating categories, this is an excellent choice. 🚀👉 Continue reading for a complete guide on how to maximize the value of this card, smart usage strategies, FAQs, and much more!