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One Key+: Maximize Travel and Spend

The One Key+ Credit Card offers a fresh way to turn your everyday spending into premium travel rewards. 

Unlock a world of smarter rewards with the Wells Fargo One Key+ Credit Card! Designed for everyday adventurers and strategic spenders, this card offers compelling benefits that go beyond standard cash back or points programs. Whether you’re planning your next getaway or simply managing monthly expenses, One Key+ brings flexibility and value right to your pocket.

  • Earn 3X Points on travel purchases made through Expedia, Hotels.com, and Vrbo.
  • Earn 2X Points on all other eligible purchases with no spending categories to track.
  • OneKeyCash Rewards: Use your rewards easily for flights, hotels, vacation rentals, and more.
  • No Foreign Transaction Fees: Save money when traveling internationally.
  • Cell Phone Protection: Get up to $600 in coverage when you pay your bill with the card.
  • $0 Annual Fee: Enjoy premium features without the burden of yearly costs.

The Wells Fargo One Key+ Credit Card is designed to work seamlessly with the One Key travel rewards platform powered by Expedia Group, making it simple and rewarding to turn everyday purchases into unforgettable experiences. Every eligible purchase earns points, which you can effortlessly redeem for hotel stays, vacation rentals, flights, and more — all within a streamlined, user-friendly system.

By booking through trusted brands like Expedia, Hotels.com, or Vrbo, you ensure that every dollar you spend goes even further, maximizing the value of your rewards. Whether you’re planning a quick getaway or a dream vacation, the One Key+ Credit Card helps you make the most out of both your travel and daily spending.

Feature/BenefitWells Fargo One Key PlusChase Sapphire Preferred
Welcome Bonus$400 OneKeyCash60,000 Ultimate Rewards
Rewards on Travel3X with Expedia brands5X on travel through portal
Rewards on Dining3X3X
Annual Fee$0$95
Foreign Transaction FeesNoneNone
Special FeaturesCell phone protectionTransfer partners
  • Frequent Travelers: Those who often book flights, hotels, or rentals through Expedia Group will maximize 5X points quickly.
  • Everyday Purchases: 2X points on everything ensures your everyday purchases like groceries, gas, and subscriptions still earn meaningful rewards.
  • International Shoppers: Save extra on purchases abroad with zero foreign transaction fees.

With no annual fee, every reward you earn with the Wells Fargo One Key+ Credit Card stays right where it belongs — in your pocket. Even moderate spenders who charge around $1,000 per month can easily accumulate over 24,000 points annually, unlocking meaningful travel discounts through the One Key Rewards program.

Whether you’re planning a weekend escape, a family vacation, or just looking for ways to stretch your budget further, the Wells Fargo One Key+ Credit Card makes it easy to turn everyday spending into memorable travel experiences without any extra cost weighing you down.

Want to dive deeper into strategies for maximizing your One Key+ rewards? Keep reading on the next page!

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.