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One Key Card: Flexibility and Rewards

If you're looking for a credit card that seamlessly combines travel perks with everyday versatility, the One Key deserves your attention. 

If you’re searching for a credit card that seamlessly blends travel perks with everyday versatility, the Wells Fargo One Key Credit Card is well worth your attention. Tailored for modern travelers and savvy spenders alike, this card unlocks generous rewards through the One Key Rewards program — a unified platform that brings together the power of Expedia, Hotels.com, and Vrbo into one easy-to-use system.

Whether you’re booking a dream vacation, planning weekend getaways, or simply managing daily expenses, the Wells Fargo One Key Credit Card makes it easier to earn valuable rewards across a wide range of purchases. With added travel protections and flexible redemption options, it’s designed to help you get more from every dollar spent — both at home and around the world.

The Wells Fargo One Key Credit Card isn’t just about travel—it’s about flexibility. You’ll earn elevated rewards for travel purchases and a solid return on everyday expenses, making it a smart companion whether you’re booking a luxury getaway or managing your weekly groceries.

  • 3X OneKeyCash on eligible travel bookings through Expedia, Hotels.com, and Vrbo.
  • 1.5X OneKeyCash on every other purchase—no limits or special categories.
  • Redeem your OneKeyCash for hotel stays, flights, car rentals, vacation rentals, or combine them for ultimate flexibility.
  • Easily manage your rewards through the Wells Fargo Mobile App.
Features/BenefitsWells Fargo One KeyCapital One Venture
Travel Rewards Rate3X OneKeyCash5X on Capital One Travel
Everyday Spend Rewards1.5X OneKeyCash2X miles on every purchase
Redemption FlexibilityHotels, Flights, Car RentalsFlights, Hotels, Car Rentals
Annual Fee$0$95
Cell Phone ProtectionYesNo
  • Frequent Travelers: Perfect for users who regularly book travel via Expedia, Hotels.com, or Vrbo.
  • Everyday Spenders: With 2X rewards on all other purchases, it offers solid value without complicated tracking.
  • Budget-Conscious Users: No annual fee means more savings over time.

The Wells Fargo One Key Credit Card has no annual fee, offers robust travel rewards, and includes cell phone protection — typically a feature found in cards with fees. This combination makes it a cost-effective option for both travelers and everyday spenders.

The Wells Fargo One Key Credit Card is a versatile and powerful tool that simplifies the process of earning and using travel rewards while delivering excellent value on everyday purchases. With no annual fee, competitive earning rates across travel and daily spending categories, and broad, flexible redemption options through the One Key Rewards program, it stands out as a top contender for anyone seeking flexibility without sacrificing rewards potential.

Whether you’re booking trips through Expedia, Hotels.com, or Vrbo, or simply making everyday purchases, the Wells Fargo One Key Credit Card helps you maximize every dollar — offering a smart, straightforward path to both travel savings and everyday benefits.

Ready to dive deeper into how to maximize your One Key benefits? Continue to the next page!

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.