Amazon Prime Credit Card Review

Unlock exclusive rewards and effortless shopping with the Amazon Prime Credit Card—your key to savings and convenience.

If you love shopping on Amazon or Whole Foods, the Amazon Prime Credit Card is a must-have! This powerhouse card, issued by Chase, gives you massive cashback, exclusive perks, and travel benefits—all with no annual fee for Prime members! With 5% cashback on Amazon and Whole Foods, plus bonus rewards on restaurants, gas stations, and more, you’ll be saving money effortlessly. 

On top of that, you get no foreign transaction fees, Visa Signature benefits, and a welcome Amazon Gift Card upon approval. It’s a shopping, travel, and lifestyle companion all in one! Ready to unlock huge savings and perks? Let’s dive into everything this amazing card has to offer!

CREDIT CARD

Amazon Prime Visa

CASHBACK No annual fee

APPLY NOW You will be redirected

Benefits of the Amazon Prime Credit Card

• No Annual Fee (for Prime Members): Unlike other high-reward credit cards, this one has zero annual fees—as long as you’re an Amazon Prime member. You get premium perks without extra costs!
• Earn More Cashback: The Amazon Credit Card stands out with its impressive rewards structure. Earn 5% cashback on all purchases at Amazon.com, Amazon Fresh and Whole Foods, 2% at restaurants, gas stations, and on local transit and commuting, including rideshare, and 1% on other purchases.
• Sign-up Bonus: The Amazon Credit Card’s sign-up bonus is making waves. As soon as your card is approved, you’ll get a $150 gift card.
• Amazon Prime Day: Enjoy exclusive perks like a 10% discount on select items during Amazon Prime Day as part of the card’s unlimited rewards program.
• No Foreign Transaction Fees: Traveling abroad? This card lets you shop internationally without worrying about extra fees. Whether you’re booking a hotel, dining overseas, or shopping online from international retailers, there’s no extra charge!
• Reward Plan: For those who regularly shop on Amazon, this credit card is a top choice. It offers a highly beneficial rewards plan, where spending $2,380 a year on Amazon can cover the cost of your Prime membership, valued at around $199 per month.
• Travel & Purchase Protection: Your card comes with baggage delay insurance, travel accident coverage, and extended warranty protection. If anything goes wrong with your trip or purchases, Chase has you covered!
• Fraud Protection & Zero Liability: Chase ensures your card is secure with 24/7 fraud monitoring and zero liability on unauthorized purchases. Shop with confidence, knowing you’re protected!
• Redeeming Rewards: By receiving your rewards, you are earning points. You can spend your points in the following ways: cashback, travel, Amazon shopping or gift cards. There is no minimum balance required to redeem your cashback on Amazon, but I have to be honest and say that there is a long list of things you cannot buy with your points.
• Visa Signature Benefits: Enjoy premium Visa Signature perks, including extended warranties, travel protections, and concierge services. Whether you’re booking a trip or making a big purchase, this card has your back!

Who Can Apply?

To qualify for the Amazon Prime Credit Card, you must:

• Be at least 18 years old (or 19 in some states).
• Be a U.S. resident with a valid Social Security Number.
• Have an Amazon Prime membership.
• Have a good to excellent credit score (typically 690+ FICO).

How to Apply?

Applying is quick and easy! Follow these steps:

1. Go to the official Chase website 
2. Click “Apply Now” and log into your Amazon account.
3. Fill out the application form with your personal and financial details.
4. Review your information and submit your application.
5. Get an instant decision (in most cases) or wait for Chase to review your application.
6. Once approved, enjoy your instant Amazon Gift Card and start earning cashback!

Frequently Asked Questions

Do I need an Amazon Prime membership to get this card?

Yes, the Amazon Prime Credit Card requires an active Prime membership to earn 5% back on Amazon and Whole Foods purchases.

What happens if I cancel my Prime membership?

If you cancel Prime, you may be downgraded to the Amazon Rewards Visa (which offers only 3% cashback on Amazon and Whole Foods).

Can I use this card outside of Amazon?

Yes! You can use it anywhere Visa is accepted and earn 1% to 2% cashback on non-Amazon purchases.

What is the APR on the Amazon Prime Credit Card?

The APR varies based on creditworthiness. It typically ranges from 19.49% to 27.49% (variable APR).

CREDIT CARD

Amazon Prime Visa

CASHBACK No annual fee

APPLY NOW You will be redirected