
No matter where you shop or what you buy, your rewards grow with every transaction, making it easy to enjoy the benefits of your spending in real-time. Designed with a sleek, minimalist aesthetic and packed with innovative features, the Apple Card is more than just a credit card—it’s a financial revolution.
Enjoy seamless integration with Apple Pay, unparalleled security, and a user-friendly experience that transforms how you manage your money. Whether you’re an Apple aficionado or simply seeking a modern, hassle-free financial tool, the Apple Card is your gateway to a new world of possibilities.
Embrace a new era of financial management with the Apple Card’s exciting benefits. From earning rewards effortlessly to enjoying exceptional security features, this card redefines what a credit card can be. With its intuitive app, easy tracking, and real-time spending insights, the Apple Card ensures that every purchase is both rewarding and effortless.
Discover how the Apple Card can elevate your financial journey and simplify your everyday spending.
Apple Card Benefits
- No Annual Fee: Enjoy all the benefits of the Apple Card without the burden of an annual fee. This card is designed to fit seamlessly into your financial routine without any extra costs, allowing you to maximize your rewards and savings.
- Cash Back on Every Purchase: Earn cash back on every purchase you make with the Apple Card. It’s that simple—no rotating categories or spending limits. Get 3% cash back on Apple products and services, 2% cash back when using Apple Pay, and 1% cash back on all other purchases.
- Daily Cash Rewards: Your cash back rewards are instantly available with Apple Card’s Daily Cash. Unlike other cards that make you wait for your rewards, Apple Card deposits cash back into your Apple Cash account every day, so you can use it right away.
- No Fees: The Apple Card has no hidden fees, including no late fees, no international fees, and no over-the-limit fees. This transparency ensures that you’re only paying for what you spend, without any surprises.
- Integrated with Apple Wallet: Easily manage your Apple Card through the Apple Wallet app on your iPhone. Track spending, view transactions, and manage payments all in one place. The app provides detailed insights to help you stay on top of your finances.
- Advanced Security Features: Benefit from advanced security features, including a unique card number stored securely on your device and built-in tools to help you report and resolve any issues quickly. Your information is safeguarded with cutting-edge technology.
- Financial Tracking and Insights: The Apple Card offers real-time spending insights and easy-to-read summaries. The Wallet app categorizes your spending and provides visualizations to help you understand where your money is going.
- Easy to Apply: Applying for the Apple Card is a straightforward process through the Wallet app on your iPhone. You can receive an instant decision and start using your card right away upon approval.
- Contactless Payments: Make secure, contactless payments with Apple Pay using your Apple Card. Enjoy the convenience of tap-to-pay and the added security of using a virtual card number for transactions.
- Enhanced Customer Support: Get access to 24/7 customer support through the Wallet app. Whether you need assistance with your account or have questions about your card, help is always just a tap away.
Who Can Apply?

To apply for the Apple Card, you must meet the following criteria:
- Be at least 18 years old.
- Have a valid U.S. residential address.
- Have an Apple device with the latest version of iOS.
- Provide a valid Social Security number or Individual Taxpayer Identification Number.
- Have a good credit history.
How to Apply
- Open the Wallet App: On your iPhone, open the Wallet app.
- Select Apple Card: Tap on the Apple Card option and choose “Apply Now.”
- Complete Application: Follow the prompts to enter your personal information and financial details.
- Review Terms: Review the terms and conditions before submitting your application.
- Submit: Tap “Submit” to send your application for review.
- Get Approved: Receive an instant decision and start using your Apple Card if approved.
Apple Credit Card Frequently Asked Questions
- Can I use my Apple Card internationally?
- Yes, you can use your Apple Card internationally without foreign transaction fees.
- How do I manage my Apple Card?
- Manage your Apple Card through the Wallet app on your iPhone, where you can track spending, view transactions, and manage payments.
- What should I do if my Apple Card is lost or stolen?
- Report a lost or stolen card through the Wallet app or contact Apple Support immediately.
- Are there any fees associated with the Apple Card?
- The Apple Card has no late fees, no international fees, and no over-the-limit fees.
- Can I add authorized users to my Apple Card account?
- The Apple Card does not currently offer the option to add authorized users.