How to apply for the Assent Secured Credit Card and Get Approved

Understand the eligibility criteria and follow our simplified steps to start rebuilding your Credit Score today.

The Assent Secured Card is designed for people rebuilding their credit, which means the approval process is more accessible than traditional credit cards. But knowing what’s expected — and how to prepare — can improve your chances. Here’s everything you need to know before applying.

Who’s Eligible for the Assent Secured Card?

To qualify, you should:

• Be at least 18 years old (19 in some states)
• Have a valid Social Security Number
• Be a U.S. resident with a verifiable address
• Have access to a U.S. checking account to fund your deposit
• Provide proof of income to show repayment ability

Tips to Increase Your Chances of Approval:

• Ensure your identity and contact info match across documents
• Pay down any outstanding debts before applying
• Avoid multiple credit card applications in a short period
• Review your credit report for errors and disputes

Step-by-Step Guide to Apply:

1. Go to the official Assent Card application page
2. Fill in your personal information and income details
3. Choose your desired deposit amount ($200–$2,000)
4. Fund your deposit via checking account
5. Submit and receive a decision, typically within minutes

FAQs about the Assent Secured Credit Card:

1. Does this card help me build credit?
   • Yes, it reports monthly to all three major credit bureaus.
2. Can I upgrade to an unsecured card later?
   • Currently, Assent does not offer a direct upgrade path. Consider other cards after building a strong history.
3. Is the deposit refundable?
   • Yes, once your account is closed in good standing or possibly after an evaluation period.
4. Are there foreign transaction fees?
   • Yes, a 3% fee applies to purchases outside the U.S.
5. How long does it take to receive the card?
   • Typically 7–10 business days after approval.

CREDIT CARD

Assent Secured

No Annual Fee, Ever Reports to All 3 Credit Bureaus

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