Cards with a Limit of Up to $3000 with Cashback
Cards with a limit of up to $3,000 and cashback rewards offer the perfect mix of spending power, financial control, and money-back perks on everyday purchases!

Looking for a credit card that gives you spending power and rewards without overwhelming limits? Cards with a credit limit of up to $3,000 offer the perfect balance—enough to cover daily expenses while keeping your budget in check. Plus, with cashback rewards, every purchase puts money back in your pocket!

Whether you’re building credit, managing finances, or maximizing perks, these cards make it easy to earn while you spend. From groceries to dining, you can enjoy cashback benefits on your everyday purchases—all while keeping control of your spending!

4 Best Cash Back Credit Cards

Best cash back for travel bookings

Chase Freedom Unlimited

HOW TO APPLY

Link verified

Annual Fee

Rewards Rate

1.5%-5%

Intro Offer

$300

Credit Score

690-850 (Good-Excellent)

Product Details+
- Earn a $200 bonus after spending $500 on purchases in the first 3 months from account opening.
- Earn 5% on travel purchases made through Chase Travel.
- Receive 3% back on dining at restaurants, including takeout and eligible delivery services, and on purchases at drugstores.
- Unlimited 1.5% cash back on all other transactions.
- Benefit from a 0% intro APR on purchases and balance transfers for the first 15 months; afterward, a variable APR of 19.49% – 28.24% applies.
- Earn an additional 1.5% cash back on all purchases (up to $20,000 spent in the first year), which can amount to up to $300 cash back.
- Cash back can be redeemed for statement credits, direct deposits, travel, gift cards, or Amazon.com purchases.
Our Take+
Pros:
- 5% Cash Back on Travel.
- 3% Cash Back on Dining and Drugstores.
- 1.5% Cash Back on All Other Purchases.
- Additional 1.5% cash back on all purchases.
- 0% intro APR for 15 months.
- $200 welcome bonus
- No annual fee
Cons:
- Foreign transaction fee applies
- Requires good to excellent credit

Discover it Cash Back

HOW TO APPLY

Link Verified

Annual Fee

Rewards Rate

1%-5%

Intro Offer

Cashback Match

Credit Score

690-850 (Good – Excellent)

Product Details+
- Earn 5% cashback on up to $1,500 in purchases each quarter in categories that change every few months.
- Get a solid 1% cashback on all other purchases with no limits or restrictions.
- Enjoy all these benefits without the burden of an annual fee.
- Take advantage of a fantastic introductory offer that boosts your rewards.
- Discover will match all the cash back you earn in your first year, effectively doubling your rewards.
- Use your card internationally without worrying about extra charges.
Our Take+
Pros:
- 5% cash back on rotating categories
- 1% cash back on all other purchases
- Cashback Match
- No annual fee
- 0% intro APR for 15 months
Cons:
- You must manually activate the 5% bonus categories each quarter.
- 5% cash back is limited to $1,500 per quarter, then drops to 1%.

Best for dinning and entertainment

Citi Custom Cash Card

HOW TO APPLY

Link verified

Annual fee

Rewards Rate

1%-5%

Intro Offer

$200

Credit Score

690-850 (Good-Excellent)

Product Details+
- Earn a solid 1% cash back on every purchase, making your everyday spending work harder for you.
- Enjoy 5% cash back in rotating categories each quarter, giving you the chance to maximize your rewards.
- Benefit from all these great rewards with no annual fee, keeping your finances stress-free.
- Redeem your cash back for statement credits, direct deposits, or gift cards.
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.
- Travel with ease and make purchases abroad without worrying about foreign transaction fees.
Our Take+
Pros
- 1% Cash Back on All Purchases
- 5% Cash Back on Rotating Categories
- No Annual Fee
- $200 welcome bonus
- Free FICO Score Access
- No Foreign Transaction Fees
Cons
- Requires Activation for Rotating Categories
- Potential for High APR

Chase Freedom Flex

HOW TO APPLY

Link verified

Annual Fee

Rewards Rate

1%-5%

Intro Offer

$200

Credit Score

690-850 (Good-Excellent)

Product Details+
- New cardmembers can earn a $200 bonus after spending $500 within the first three months from account opening.
- Earn 5% cash back on up to $1,500 in combined purchases in rotating bonus categories each quarter upon activation.
- Earn 5% cash back on travel when booked through chase travel.
- earn 3% cash back on dining and drugstores, including takeout and eligible delivery services.
- Earn unlimited 1% on all other transactions.
- Enjoy 0% intro APR for 15 months on purchases and balance transfers; afterward, a variable APR of 19.49% – 28.24% applies.
- Includes cell phone protection, trip cancellation/interruption insurance, and purchase protection.
- Cardholders enjoy all benefits without an annual fee.
Our Take+
Pros:
- $200 welcome bonus
- 5% cash back in rotating categories
- 5% cash back on travel
- 3% cash back on dining and drugstores
- 0% intro offer for 15 months
- No annual fee
Cons:
- The 5% cash back categories change quarterly and require activation.
- The 5% cash back is limited to $1,500 in combined purchases per quarter in the rotating categories.

Cashback Cards: Your Money, Your Rewards

Imagine if every dollar you spent gave a little back. Cashback credit cards do just that—transforming routine purchases into real savings. Whether it’s groceries, gas, or dining out, these cards reward you for what you already buy, making every transaction a step toward extra cash in your pocket.

Find Your Perfect Match

With so many cashback cards available, the real winner is the one that fits your lifestyle. The key? Choosing a card that rewards you where you spend the most—whether that’s groceries, travel, or dining. Prioritize high cashback rates in your top spending categories, and turn your everyday purchases into effortless savings.

The Power Duo: High Limits & Cashback

A higher credit limit isn’t just about spending—it’s about strategy. Keeping your balance low relative to your limit can improve your credit score, all while giving you more breathing room for big purchases. When paired with a cashback card, it means more rewards, smarter money management, and greater financial freedom.

Getting Approved for the Best Cashback Cards

To land a top-tier cashback card with a high credit limit, a solid credit score is often essential. Lenders favor applicants with strong credit histories, so boosting your score before applying can increase your chances of approval.

Introductory Perks: A Limited-Time Advantage

Many cashback cards sweeten the deal with sign-up bonuses, 0% APR periods, or boosted cashback in certain categories. While these offers can add extra value, it’s important to read the fine print to maximize the benefits without unexpected costs.

Cashback CardMatch: A Smarter Way to Apply

Want to find the right cashback card without hurting your credit score? CardMatch tools analyze your credit profile and match you with cards you’re likely to qualify for—helping you secure the best rewards and limits with minimal guesswork.

Final Thoughts: Making Cashback Work for You

Cashback credit cards offer a simple yet powerful way to earn rewards on your everyday spending. By selecting a card that aligns with your habits, leveraging high credit limits wisely, and taking advantage of introductory offers, you can maximize your savings and financial flexibility.

Before applying, ensure your credit score is in good shape and use CardMatch tools to find the best options without unnecessary hard inquiries. With the right strategy, a cashback card isn’t just a payment method—it’s a smart financial tool that turns routine purchases into real rewards.