Citi Double Cash Review

The Citi Double Cash Card is your go-to for maximizing rewards and streamlining your financial strategy. 

With this innovative credit card, you earn cash back twice on every purchase, whether it’s groceries, dining, or treating yourself. What sets the Citi Double Cash Card apart is its simplicity and user-friendly approach. Say goodbye to complex points systems—this card offers straightforward cash back rewards with every swipe.

Moreover, benefit from a generous introductory APR period on balance transfers, perfect for consolidating debt or minimizing interest costs. Backed by Citi’s reputation for reliability and commitment to customer satisfaction, the Citi Double Cash Card not only boosts your spending power but also ensures more money stays in your wallet.

CREDIT CARD

Citi Double Cash

up to 2% cash back No annual fee

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Citi Double Cash Benefits

1. Double Cash Back: Earn 1% cash back on every purchase you make. Earn another 1% cash back as you pay off those purchases, totaling up to 2% cash back on all purchases.
2. No Categories: Enjoy cash back on all purchases without having to deal with rotating categories.
3. Simple Structure: Encourages responsible credit habits with straightforward cash back rewards based on your spending and payment behavior.
4. $200 Cash Back Bonus: Kick off your savings with a $200 cash back bonus when you spend $1,500 in the first 6 months.
5. No Annual Fee: Enjoy earning cash back without paying any yearly fees.
6. 5% Cash Back on Travel: Get 5% cash back on hotel stays and car rentals booked through Citi Travel℠ for a limited time.
7. Earn Cash Back Everywhere: Earn cash back on all your purchases, no matter where you shop or what you buy.
8. Simple Payments: Pay quickly and securely with contactless technology at stores that accept it, making checkout faster and safer.
9. Use Anywhere: Use your card with confidence at millions of locations worldwide that accept Mastercard.
10. Balance Transfer Intro APR: Benefit from a 0% introductory APR on balance transfers for the first 18 months from account opening. After that, a variable APR will apply.
11. Access to Citi Entertainment: Enjoy special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences.
12. Security Features: Benefit from Citi’s identity theft solutions, including $0 liability on unauthorized charges and digital wallet technology for secure online purchases.
13. Travel Benefits: Receive travel and emergency assistance, trip cancellation and interruption protection, and worldwide car rental insurance when you use your card for travel-related purchases.
14. Customer Service: Access 24/7 customer service for assistance with account inquiries, travel assistance, and more.
15. Redeeming Cash Back: Citi ThankYou Points offer flexible redemption options to suit your lifestyle. Convert points into a statement credit, direct deposit, or check, redeem them for gift cards, use them for online shopping, or transfer points to other members. You can also book travel through Citi or its travel partners, giving you the freedom to choose the option that fits your needs.

Who can apply?

Anyone over the age of 18 interested in earning cash back rewards and managing their expenses responsibly can apply for the Citi Double Cash Card.

Applicants should have a good credit history to increase their chances of approval. This card is ideal for individuals who prefer straightforward rewards without the complexity of rotating categories or spending limits.

If you’re looking for a credit card that offers generous cash back on all purchases and doesn’t charge an annual fee, the Citi Double Cash Card could be a great fit for you.

How to Apply for the Citi Double Cash Card?

To apply for the Citi Double Cash Card:

1. Visit the Citi website or a local branch.
2. Check eligibility and complete the online application.
3. Submit your application and wait for approval.
4. Receive and activate your card once approved.

Frequently Asked Questions About the Citi Double Cash Card

Is there a foreign transaction fee for using the Citi Double Cash Card abroad?

Yes, there is a foreign transaction fee of 3% of each transaction in U.S. dollars for purchases made with the Citi Double Cash Card outside of the United States.

Are there any limits on the amount of cash back I can earn?

There are no limits or categories for earning cash back with the Citi Double Cash Card. You can earn cash back on every purchase you make, providing flexibility and rewards for all your spending.

What credit score is needed to qualify for the Citi Double Cash Card?

Typically, applicants with a good to excellent credit score (usually considered to be 670 or above) have a higher chance of approval for the Citi Double Cash Card. However, credit approval is subject to Citi’s evaluation of your credit history and other factors.

Can I use this card for international travel?

Yes, you can use the card internationally. However, it’s recommended to check for any applicable foreign transaction fees.

CREDIT CARD

Citi Double Cash

up to 2% cash back No annual fee

APPLY NOW You will be redirected