Imagine the thrill of earning cash back on every purchase, from textbooks to coffee runs, and enjoying unique benefits tailored just for students. The Discover it Student Cash Back Credit Card makes it easy to build your credit history while reaping the rewards. Get ready to experience financial freedom and smart spending like never before!
Specifically designed for students, this card combines generous cash back rewards with flexible features that make managing your money a breeze. Whether you’re hitting the books, working part-time, or enjoying campus life, this card turns everyday spending into extraordinary rewards.
Discover it Student Cash Back Benefits
- Cash Back on Every Purchase: Enjoy 5% cash back on rotating categories each quarter, up to the quarterly maximum, and 1% on all other purchases. This dynamic cash back program ensures that your spending works hard for you, delivering maximum value on a wide range of categories throughout the year.
- No Annual Fee: Take advantage of the benefits of the Discover it Student Cash Back Credit Card without worrying about an annual fee. This makes it a cost-effective choice for students who want to maximize their rewards while keeping expenses in check.
- First-Year Cashback Match: Discover will match all the cash back you’ve earned at the end of your first year, automatically doubling your rewards. This incredible offer allows you to start your rewards journey with a bang and enjoy an even greater return on your spending.
- Free FICO Credit Score: Keep track of your credit health with a free FICO credit score, available through your online account. Monitoring your score helps you stay on top of your credit status and make informed financial decisions.
- No Foreign Transaction Fees: Travel the world without incurring additional costs. The Discover it Student Cash Back Credit Card has no foreign transaction fees, making it ideal for students studying abroad or traveling internationally.
- Cash Back Rewards: Redeem your rewards for statement credits, direct deposits, or gift cards. This flexibility ensures that you can use your cash back in the way that best suits your needs and preferences.
- Security Features: Benefit from advanced security features like fraud alerts and a secure online account, ensuring your financial information is protected against unauthorized transactions and identity theft.
- Enhanced Customer Service: Enjoy dedicated customer service from Discover, offering support and assistance whenever you need it. The commitment to exceptional service ensures that your questions and concerns are promptly addressed.
- No Late Fee on First Late Payment: For your first late payment, you won’t incur a late fee. This understanding feature helps you get back on track without the added stress of a penalty.
- Rewards Never Expire: Your cash back rewards never expire as long as your account is open. This means you can accumulate and redeem rewards at your own pace without worrying about losing them.
- Redeeming Rewards: Redeeming your rewards with the Discover it Student Cash Back Credit Card is both flexible and rewarding. You can choose to use your cash back for statement credits, direct deposits into your bank account, or gift cards to your favorite retailers. The choice is yours, allowing you to maximize your rewards in a way that best fits your needs and lifestyle.
Who Can Apply?
The Discover it Student Cash Back Credit Card is designed for students who are 18 years or older and have a valid Social Security number. While a good credit history is beneficial, the card is also available to those who are new to credit, making it a great option for building your credit profile while earning rewards.
How to Apply?
- Visit the Discover website or app.
- Fill out the online application form with your personal and financial information.
- Provide proof of student status, if required.
- Review the terms and conditions.
- Submit your application for review.
Discover it Student Cash Back Frequently Asked Questions
- How can I track my cash back rewards?
- You can track your cash back rewards through your Discover online account or mobile app.
- What are the rotating categories for cash back?
- Rotating categories change quarterly and include categories like restaurants, groceries, and gas. Check your account for current categories.
- Is there a fee for late payments?
- While there is no fee for your first late payment, subsequent late payments may incur fees.
- What should I do if my card is lost or stolen?
- Report a lost or stolen card immediately by contacting Discover customer service. They will assist in blocking the card and issuing a replacement.