
This innovative card transcends traditional credit offerings, providing a gateway for individuals looking to enhance their creditworthiness and achieve financial freedom. With features tailored to support responsible credit management and accessible approval criteria, the Fit Mastercard stands ready to accompany you on your quest for improved financial well-being.
Whether you’re starting anew or seeking to rebuild your credit, this card offers the resources and support you need to navigate your financial future with confidence.
Fit Mastercard Credit Card Benefits
Embark on a transformative journey with the Fit Mastercard Credit Card—an exceptional choice for those seeking enhanced financial management. Here’s why it stands out:
- Enhanced Credit Limit Flexibility: Begin with a generous initial credit limit of up to $400, which can grow to $800 over time. This feature empowers you to manage expenses efficiently and showcase responsible credit behavior, paving the way for greater financial independence and adaptability.
- Comprehensive Credit Reporting: Monthly updates to Equifax, Experian, and TransUnion ensure your responsible credit actions are documented. This regular reporting supports the building of a robust credit score, offering tangible progress towards your financial goals and opening doors to expanded financial opportunities.
- Seamless Online Account Oversight: Take control of your finances with 24/7 online access. Monitor spending, review transactions, and make payments effortlessly with real-time balance updates, customizable alerts, and robust security features—all designed to simplify financial management and put you firmly in command.
- No Security Deposit Required: Enjoy the benefits of financial freedom without tying up funds in a security deposit. The Fit Mastercard provides a straightforward path to building or rebuilding credit, enabling you to improve your credit score and achieve greater financial autonomy.
- Convenient Online Shopping: Shop confidently online with the Fit Mastercard’s global acceptance and advanced security features. Whether purchasing fashion, household essentials, or planning travel adventures, this card ensures flexibility and peace of mind with every transaction.
- Zero Liability Protection: Rest assured with zero liability protection against unauthorized charges. The Fit Mastercard Credit Card shields you from fraudulent transactions, allowing you to focus on your financial objectives without worry.
- Free Monthly Credit Score Access: Stay informed about your credit health with complimentary monthly access to your credit score. Track progress as you enhance your credit profile, gaining valuable insights to make informed financial decisions effortlessly.
- Extended Warranty: When you use your eligible Mastercard to pay for a purchase, it extends the original manufacturer’s or store brand’s warranty. This benefit provides peace of mind by extending the coverage period beyond the standard warranty terms.
- Purchase Protection: Most items purchased with an eligible Mastercard are covered if they are damaged or stolen, typically within 90 days of the purchase date. This benefit helps protect your purchases against unexpected events that could result in financial loss.
Discover the Fit Mastercard Credit Card—a transformative tool offering convenience, security, and essential resources to support your financial journey effectively.
Who Can Apply?

To apply for the FIT Mastercard Credit Card, applicants generally need to meet the following criteria:
- Age: Must be at least 18 years old (19 in Alabama and Nebraska).
- Residency: Must be a resident of the United States.
- Identity: Provide a valid Social Security number or Individual Taxpayer Identification Number (ITIN).
- Income: Have a verifiable source of income.
- Credit History: No specific credit score requirement mentioned, but generally designed for individuals looking to build or rebuild credit.
- Bankruptcy: Applicants must not have filed for bankruptcy in the previous two years.
- Debt-to-Income Ratio: Must have a reasonable debt-to-income ratio.
Meeting these criteria helps ensure eligibility for the FIT Mastercard Credit Card application process. It’s recommended to check with the issuer for specific details and any additional requirements.
How to Apply?
Here are the steps to apply for the FIT Mastercard Credit Card:
- Visit the official website of FIT Mastercard.
- Complete the online application form with your personal information.
- Provide any required documents or identification.
- Review the terms and conditions of the card.
- Submit your application.
- Await approval from FIT Mastercard.
- Upon approval, activate your card as instructed.
- Start using your FIT Mastercard for your financial transactions.
Frequently Asked Questions
When will I receive a decision on my Fit Mastercard application?
You can expect to hear back regarding your Fit Mastercard application within a few weeks after submission.
Is it possible to obtain a higher credit limit with the Fit Mastercard?
By managing your credit responsibly, you have the opportunity to qualify for an increased credit limit over time.
What methods are available for paying my Fit Mastercard bill?
You have several convenient options for paying your Fit Mastercard bill, including online payments, through the mobile app, over the phone, by mail, or by setting up automatic payments.
How can I activate my new credit card?
You can activate your new or reissued Fit Mastercard either online or by calling the activation number provided.