Designed for entrepreneurs and business owners who demand excellence, this card delivers unmatched rewards and benefits that will transform the way you manage your business expenses. From generous cash back offers to flexible spending solutions, the Ink Business Cash® Credit Card is engineered to support your business growth with style and efficiency.
Embrace the power of exceptional rewards and exclusive perks with the Chase Ink Business Credit Card. Whether you’re purchasing office supplies, managing travel expenses, or simply boosting your cash flow, this card ensures that every transaction works in your favor.
Experience a new era of financial management where every expense brings you closer to substantial rewards and enhanced business opportunities!
Chase Ink Business Benefits
- Generous Cash Back Rewards: Earn up to $750 in cashback bonuses. Receive $350 when you spend $3,000 on purchases in the first 3 months, and an additional $400 when you spend $6,000 on purchases in the first 6 months after opening the account. Plus, enjoy a 10% business relationship bonus. AT A GLANCE: Earn 5% cash back in select business categories and rewards on every business purchase – all with no annual fee.
- Generous Welcome Bonus: Kickstart your business growth with an impressive welcome bonus! With the Chase Ink Business Credit Card, you can earn a substantial bonus after meeting the minimum spending requirement within the first few months. It’s a fantastic way to boost your business budget right from the start!
- No Annual Fee: Enjoy the full range of benefits without the burden of an annual fee. The Chase Ink Business Credit Card provides exceptional value and financial flexibility while keeping your costs down, making it a smart choice for businesses of all sizes.
- Flexible Redemption Options: Redeem your cash back rewards for statement credits, gift cards, or even travel expenses. The flexibility of redemption options allows you to use your rewards in the way that best suits your business needs and preferences.
- Purchase Protection: Get peace of mind with purchase protection that covers damage or theft of eligible items bought with your card. This added layer of security helps ensure that your investments are safeguarded.
- High Credit Limit: Give your business the buying power it needs with a high credit limit! The Chase Ink Business Credit Card offers substantial credit limits to accommodate your business expenses, helping you manage cash flow and take advantage of growth opportunities without financial constraints!
- Travel Benefits: Enjoy travel and emergency assistance services, including auto rental collision damage waiver coverage and travel accident insurance. These benefits provide essential support and protection during your business trips.
- Exclusive Access to Chase Offers: Unlock exclusive discounts and deals for your business! With the Chase Ink Business Credit Card, you get access to Chase Offers, providing special savings on popular business services and everyday purchases. Stretch your budget further and enjoy savings on things that matter to your business!
- Expense Management Tools: Take advantage of detailed expense tracking and reporting tools that help streamline your financial management. Simplify budgeting, track spending, and gain insights into your business expenses with ease.
- Employee Cards at No Additional Cost: Add employee cards at no extra charge, making it easier to manage and track spending across your team. This feature helps simplify expense management and ensures all purchases contribute to your rewards.
Who Can Apply for Chase Ink Business?
Here’s who can typically apply for the Chase Ink Business Credit Card:
- Business Owners: You must own a business or be a sole proprietor. This includes small business owners, freelancers, consultants, and individuals with side businesses.
- Age: You must be at least 18 years old to apply.
- Credit Score: A good to excellent credit score is generally required. Typically, a score of 700 or higher is favorable, but individual approval can vary based on other factors.
- Income and Revenue: You need to have a verifiable source of income and business revenue. While there is no specific income requirement, your personal and business income should support your ability to manage the card’s payments.
- Credit History: A good credit history is often required. This includes having a track record of timely payments and responsible credit management.
- U.S. Citizenship or Residency: You must be a U.S. citizen or a legal resident with a valid Social Security number or Individual Taxpayer Identification Number (ITIN).
- Business Details: You will need to provide information about your business, such as the business name, address, type, industry, and the length of time in business. This can include both formal businesses and side gigs.
- Employer Identification Number (EIN): If you have an EIN, you should provide it. Sole proprietors can use their Social Security number if they don’t have an EIN.
How to Apply for Chase Ink Business?
- Visit the Chase website or a Chase branch.
- Complete the online application form with your business and personal details.
- Provide information about your business income and expenses.
- Submit your application for review.
- Wait for approval and receive your Chase Ink Business Credit Card.
Chase Ink Business Frequently Asked Questions
- Can I add employee cards to my account?
- Yes, you can add employee cards at no additional cost, helping you manage and track spending across your team.
- How can I track my expenses?
- The card provides detailed expense tracking and reporting tools to help you manage your finances and budget effectively.
- How do I report a lost or stolen card?
- Report a lost or stolen card immediately to Chase customer service for assistance and to prevent unauthorized use.
- Can I earn rewards on employee card purchases?
- Yes, rewards are earned on purchases made with employee cards, helping you accumulate cash back more effectively.
- What should I do if I have a dispute about a charge?
- Contact Chase customer service to resolve any disputes about charges on your account.