The Blue Cash Preferred is designed for individuals and families who spend significantly on everyday categories like groceries, streaming services, gas, and transit. With its impressive cash back rates and additional perks, this card stands out as a top choice for maximizing rewards on routine expenses.
Key Benefits
- 6% Cash Back at U.S. Supermarkets: Earn 6% cash back on up to $6,000 per year in purchases at U.S. supermarkets (then 1%).
- 6% Cash Back on Select U.S. Streaming Subscriptions: Enjoy 6% back on eligible streaming services like Netflix, Hulu, and Spotify.
- 1% Cash Back on Other Purchases: Earn 1% back on all other eligible purchases.
- Introductory APR: Benefit from a 0% intro APR on purchases and balance transfers for 12 months from the date of account opening.
- Annual Fee: $0 intro annual fee in the first year, then $95.
How It Works
Once approved, users can begin collecting cash back on qualifying purchases in designated spending categories. The rewards are issued as Reward Dollars, which can be applied as statement credits or used during checkout on Amazon.com. The card also includes extra perks such as purchase protection and access to exclusive Amex Offers, providing opportunities for additional savings.
Comparative Overview
Feature | Blue Cash Preferred | Blue Cash Everyday | Citi Double Cash Card |
Annual Fee | $0 intro for first year, then $95 | $0 | $0 |
Supermarket Cash Back | 6% on up to $6,000/year | 3% on up to $6,000/year | 1% when you buy, 1% when you pay |
Streaming Services Cash Back | 6% | 1% | 1% when you buy, 1% when you pay |
Use Cases
- Families with High Grocery Bills: Maximize rewards on supermarket purchases up to $6,000 annually.
- Streaming Enthusiasts: Earn substantial cash back on multiple streaming subscriptions.
- Commuters: Benefit from cash back on gas and various transit expenses.
Value Proposition
The Blue Cash Preferred Card offers some of the highest cash back rates in common spending categories. For households that spend heavily on groceries and streaming services, the rewards can quickly offset the annual fee and provide significant savings over time.
Why Should You Consider This Card?
The Blue Cash is a powerful tool for those looking to earn substantial cash back on everyday expenses. Its generous rewards structure, combined with additional perks and protections, makes it a top contender for individuals and families aiming to maximize their spending power.
For shoppers who prioritize rewards on real-life expenses, this card delivers unmatched value. The high cash back on essentials, paired with a competitive welcome offer and Amex benefits, makes it ideal for financially savvy households. If used strategically, the American Express Card easily pays for itself—and then some.
For a comprehensive guide on maximizing the benefits of the Blue Cash Preferred Card, including detailed usage strategies and optimization tips, continue to Page 2.