The Citi Custom Cash Card

Supercharge your rewards with up to 5% cash back on your top spending category, making every purchase more rewarding than ever!

CREDIT CARD

Citi Custom Cash

$0 Liability FICO Score

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Get ready to elevate your financial game with a credit card that adapts to your spending habits and maximizes your rewards! This card is designed to make every dollar you spend work harder for you by offering up to 5% cash back on your top spending category, automatically chosen each month.

Whether you’re dining out, filling up your gas tank, or shopping online, this card ensures you earn the highest rewards where it counts the most. With its dynamic cash back features and no annual fee, it’s the perfect choice for those who want to turn everyday spending into extraordinary rewards.

Enjoy earning the highest rewards on the things you buy most!

Pros:

1. 5% Cash Back on Top Category: Earn up to 5% cash back on your top spending category each billing cycle.
2. 1% Cash Back on Other Purchases: Enjoy 1% cash back on all other purchases, giving you rewards on everything you buy.
3. No Annual Fee: Benefit from all these great features without the burden of an annual fee.
4. Flexible Reward Redemption: Redeem your cash back for statement credits, direct deposits, or gift cards.
5. Introductory Offer: Enjoy a generous introductory offer for new cardholders.
6. No Foreign Transaction Fees: Use your card abroad without worrying about foreign transaction fees.

Cons:

1. High APR: Be mindful of a higher APR if you carry a balance.
2. Rotating Categories: The 5% cash back category changes periodically, which may require tracking.
3. Minimum Redemption Amount: There may be a minimum amount required to redeem cash back.

Why Should You Consider This Card?

This card is tailor-made for those who thrive on earning rewards that adapt to their spending patterns. If you’re someone who loves to maximize cash back and wants a card that reflects your spending habits, this card is designed just for you.

Perfect for busy individuals who want to earn top-tier rewards on their most frequent purchases, this card makes it easy to turn everyday expenses into valuable cash back. Whether you’re a savvy shopper or a frequent diner, this card ensures you get the most out of every dollar you spend.

Additionally, this card caters to those who prefer flexibility and convenience in their rewards. If you enjoy having the freedom to redeem your cash back in various ways—whether for statement credits, direct deposits, or gift cards—this card is ideal for you.

It’s especially suited for those who travel abroad and want to avoid foreign transaction fees, while also benefiting from no annual fee and attractive introductory offers. With its dynamic rewards structure and straightforward benefits, this card is perfect for anyone looking to enhance their financial rewards effortlessly.

This card is all about turning your everyday spending into exceptional rewards and giving you the flexibility and convenience you deserve.