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The Citi Double Cash

Earn double cash back on every purchase—1% when you buy and an additional 1% as you pay off those purchases!

Imagine a credit card that not only rewards you generously for every dollar spent but also encourages responsible payment habits by offering additional cash back as you pay off your balances.

With no annual fee and access to exclusive entertainment perks, this card is perfect for those who want to earn rewards effortlessly while enjoying peace of mind with excellent customer service available around the clock.

It’s not just about spending, it’s about earning more with every purchase you make, rewarding you for simply managing your finances responsibly.

Pros:

  • Earn 2% Cash Back: Receive 1% cash back on purchases and an additional 1% when you pay off your balance.
  • No Caps on Rewards: Enjoy unlimited cash back on every transaction, free from reward limits.
  • No Annual Fee: Benefit from all the card’s features without the hassle of an annual fee.
  • Simple Redemption: Easily redeem your cash back as a statement credit, direct deposit, or check.
  • Low Intro APR on Balance Transfers: Take advantage of a 0% introductory APR on balance transfers for the first 18 months.
  • Flexible Rewards: Redeem your rewards whenever you choose, with no expiration worries.
  • No Rotating Categories: Earn cash back consistently without the need to track changing spending categories.

Cons:

  • No Introductory APR on Purchases: This card does not offer an introductory APR period for purchases.
  • Credit Score Requirement: A good to excellent credit score is necessary for approval.

Designed for individuals who prioritize simplicity and substantial rewards without the burden of rotating categories or intricate redemption processes, the Citi Double Cash card is tailored for those seeking straightforward benefits.

Imagine a credit card that not only rewards you generously for every dollar spent but  the Citi Double Cash card stands out as a top choice for savvy consumers seeking simplicity and substantial rewards.

With its double cash back feature on all purchases and no annual fee, this card offers a straightforward way to earn and redeem rewards while enjoying the convenience of 24/7 customer service and access to exclusive entertainment benefits.

Whether you’re looking to maximize cash back without the hassle of rotating categories or simply want a reliable card for everyday spending, the Citi Double Cash card provides a compelling option for building financial value with every swipe.

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.