Get the Wells Fargo Active Cash Card and enjoy the benefits

Discover how the Wells Fargo Active Cash Card can boost your spending power!

Best for 2% cash rewards

Wells Fargo Active Cash

HOW TO APPLY

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Annual Fee

$0

Rewards Rate

2%

Intro Offer

$200

Credit Score

690-850 (Good-Excellent)

• Product Details+
  • Earn a flat 2% cash back on all purchases with no spending caps or categories to track.
  • Get a $200 cash rewards bonus after spending just $500 in the first three months.
  • Enjoy 0% intro APR for 15 months on purchases and balance transfers, then a variable APR applies.
  • Access all the card’s benefits without any annual cost.
  • Earn additional cash back through exclusive offers from participating merchants.
  • Redeem cash back as statement credits, direct deposits, or withdrawals at Wells Fargo ATMs.
  • Easily add your card to Apple Pay, Google Pay, or Samsung Pay for mobile payments.
• Our Take+

  Pros:

  • unlimited 2% cash back on everything
  • 15-month 0% intro APR on purchases or balance transfers
  • No Annual Fee
  • Access to My Wells Fargo Deals
  • $200 cash rewards bonus

   

  Cons:

  • Transfers come with a 3% fee
  • After the intro period, the variable APR can be as high as 29.99%

Limit card options

Choose the credit limit you want on your credit card and see the available options:

Most important benefits of the Wells Fargo Active Cash Card:

• Get a $200 cash rewards bonus
• Earn unlimited 2% cash back
• 0% Intro APR for 15 Months
• No annual fee
• Access to concierge services for travel, dining, and entertainment.

Why do we recommend Wells Fargo Active Cash Card?

The Wells Fargo Active Cash Card is a top choice for those who want simple, unlimited 2% cash back on all purchases. Unlike other cards with rotating categories or spending caps, it offers a straightforward rewards structure, making it ideal for everyday spending without extra effort.

It also features a $200 cash rewards bonus after spending $500 in the first three months and a 0% intro APR for 15 months on purchases and balance transfers. These perks make it great for those looking to earn quick rewards or manage large expenses interest-free.

Additional benefits include cell phone protection (up to $600) and Visa Signature perks like travel and dining offers. With no annual fee and strong rewards, the Wells Fargo Active Cash Card is a smart pick for maximizing cash back effortlessly.

Author’s opinion

The Wells Fargo Active Cash Card is a smart choice for those seeking unlimited 2% cash back with no annual fee. It also offers a 0% intro APR for 15 months on purchases and balance transfers, making it great for managing expenses.

For example, a $3,000 purchase paid off within the intro period incurs no interest, but carrying a balance beyond that results in a variable APR of 20.24%–29.99%. Balance transfers also come with a 3% fee (5% after 120 days).

With high rewards, no fees, and strong intro offers, this card is ideal for simple, cost-effective spending—but keeping track of interest rates is key to maximizing its value.

Tips for maximizing your Wells Fargo Active Cash Card

To get the most out of the Wells Fargo Active Cash Card, we recommend using it for all purchases to take advantage of the unlimited 2% cash back. Pay your balance in full each month to avoid interest, especially after the 0% intro APR period. 

If using the balance transfer option, plan repayments wisely to avoid high interest rates later. By managing your spending effectively and utilizing perks like cell phone protection and Visa Signature benefits, you can maximize the value of this card.

Find out how to request this card!

Click the button below to learn how to apply for the Wells Fargo Active Cash Card and get detailed information about fees and terms. Make the most of this card’s exceptional rewards and valuable perks!