Tomo Mastercard Review

The Tomo Credit Card isn't just a financial tool—it's a pathway to financial empowerment and a brighter future.

The Tomo Mastercard stands out for its inclusivity—it’s accessible without requiring a credit check, making it a welcoming option for anyone seeking to establish creditworthiness. This feature is especially beneficial for individuals facing challenges in traditional credit approval processes.

With the Tomo Credit Card, you can build a positive credit history while enjoying the convenience and global acceptance of a Mastercard. As you demonstrate responsible spending habits, you also have the opportunity to qualify for increased credit limits, providing greater financial flexibility over time.

CREDIT CARD

TOMO MASTERCARD

No credit check No APR

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Tomo Mastercard Benefits

More than just a card, Tomo embodies fairness and inclusivity, providing essential benefits:

• Build Credit Powerfully: The Tomo Credit Card is your partner in establishing or rebuilding your credit. By consistently making timely payments and using credit responsibly, you can steadily enhance your credit score, paving the way towards greater financial opportunities.
• Interest-Free Advantage: Say goodbye to APR charges with the Tomo Credit Card. Encouraging full payment each cycle promotes responsible financial behavior and helps you develop healthier money management habits over time.
• Empowering Credit Limits: Enjoy a generous credit limit of up to $30,000 with the Tomo Credit Card. This provides the purchasing power needed for both everyday expenses and larger purchases, offering flexibility in managing your finances effectively.
• Global Security and Convenience: Access Mastercard Global Services for emergency assistance wherever you are in the world. Whether you require a card replacement or cash advance, your financial security is our priority.
• Protect Your Essentials: Use your Tomo Mastercard to pay your cellphone bill and receive valuable protection against damage or theft of your device. This ensures uninterrupted communication and peace of mind.
• Flexible Financial Growth: With responsible use, you have the opportunity to qualify for credit limit increases over time, providing even greater flexibility in achieving your financial goals.
• Seamless Account Management: Stay in control of your finances with the user-friendly Tomo Credit Card mobile app. It offers convenient access to statements, transactions, and account details anytime and anywhere you need it.
• Ride with Savings: Earn $5 in Lyft credit for every three rides each month with your Tomo Credit Card. Whether commuting or exploring, enjoy savings on rides and effortlessly earn rewards along the way.
• Delicious Savings: Receive a complimentary three-month DashPass membership from DoorDash with the Tomo Credit Card. Benefit from waived delivery fees and reduced service charges on eligible orders, making dining more affordable and convenient whether you choose to dine in or out.
• No Credit Check: Tomo revolutionizes the credit card application process by eliminating the credit check requirement. This approach supports individuals with limited credit history or previous financial challenges, enabling them to access credit with confidence based on income and responsible financial behavior.
• World Elite Concierge Mastercard Program: Indulge in luxury and personalized service with the World Elite Concierge program exclusive to World Elite Mastercard holders. This bespoke service offers tailored benefits that elevate your lifestyle, ensuring unparalleled experiences and convenience.
• TomoBoost: With TomoBoost, you can boost your credit limit quickly and effortlessly, unlocking greater purchasing power while paving the way to a stronger credit score. Plus, every boost is reported to all major credit bureaus, meaning each step you take with TomoBoost gets you closer to the credit profile you’ve always wanted.

The Tomo Mastercard isn’t just a card—it’s a pathway to financial freedom and fairness. It empowers responsible individuals to start or rebuild their credit confidently, promoting independence and creating a supportive environment for a stronger financial future.

Who Can Apply?

Here are the criteria for applying for the Tomo Mastercard:

1. Age Requirement: Applicants must be at least 18 years old.
2. Residency: Applicants must be legal residents of the United States.
3. Income: Tomo considers applicants’ income rather than traditional credit scores. A steady income helps demonstrate financial stability and the ability to manage credit responsibly.
4. Banking Behavior: Tomo evaluates applicants based on their banking behavior, which includes factors like how money is managed in their accounts.
5. Identity Verification: Applicants must provide valid identification to verify their identity.

These criteria reflect Tomo’s commitment to providing fair and accessible credit opportunities, focusing on income and banking behavior rather than strict credit score requirements.

How to Apply?

Here are the steps to apply for the Tomo Mastercard:

1. Visit the Tomo Credit Card website.
2. Navigate to the application page.
3. Fill out the online application form with your personal information (name, address, contact details).
4. Provide financial details as required (income, employment status).
5. Submit any necessary supporting documents.
6. Review the terms and conditions of the card.
7. Agree to the terms and conditions.
8. Submit your application.
9. Await approval.
10. Once approved, your Tomo Credit Card will be mailed to you.

Frequently Asked Questions About the Tomo Credit Card

How much is the Tomo credit card annual fee?

You can choose between 3 plans: Basic ($14.99 per month— or $8.33 per month on a 1-year plan), Premium ($69.99 per month— or $33.33 per month on a 1-year plan) or VIP ($129.99 per month— or $83.33 per month on a 1-year plan).

Are there foreign transaction fees?

No, there are no foreign transaction fees associated with this card.

Is Tomo Credit card secured or unsecured?

The Tomo card is a secured credit card that’s designed for people with poor credit. That means you aren’t going to need a high credit score to get approved for the Tomo credit card.

Is this card reported to credit bureaus?

Yes, it reports to all three major credit bureaus.

CREDIT CARD

TOMO MASTERCARD

No credit check No APR

APPLY NOW You will be redirected