The BJ’s One Mastercard

If you want to turn your BJ's membership into a more powerful savings tool, the BJ's One Mastercard is a brilliant and straightforward way to do it.

CREDIT CARD

BJ’s One Mastercard

3% Back in Rewards Rewards never expire

SEE HOW TO APPLY You will remain on the current site

The BJ’s One Mastercard is built on the idea of making your BJ’s membership card do more. You know the routine: flash your membership card, fill your cart with great deals, and feel good about the savings. But this card gives your membership superpowers. It’s not just another credit card; it’s designed to give you cash back on everything in your cart, save you money at the pump, and even reward you for shopping elsewhere, boosting the value you already get from being a member.

That BJ’s Card in Your Wallet? It Can Do a Lot More.

What Happens When Your Membership Card Gets Superpowers

Think of this as the ultimate upgrade for your regular BJ’s shopping trip. Suddenly, your membership card helps you save in a bunch of new ways:

• Get 3% Back on Your Entire BJ’s Haul: Every item you put in that oversized cart—from paper towels to rotisserie chickens—now earns you a solid 3% back in rewards. It turns your weekly stock-up into a rewarding experience.
• Instantly Save at the Pump: That satisfying feeling of filling up for less gets even better. Just by paying with this card at BJ’s Gas, you instantly get 10¢ knocked off every single gallon, every single time.
• Keep Earning Outside the Club: Your earning power doesn’t stop when you leave the parking lot. The card keeps working for you, giving you a respectable 1.5% back on all your other purchases, wherever you are.
• No Extra Annual Fee for the Card: You get all these extra powers without paying a separate annual fee for the credit card itself. All you need is your standard BJ’s membership.

A Few Quick Things to Know Before You Upgrade

• It’s Your Membership’s Best Friend: This card is exclusively for BJ’s members. Your savings and rewards are directly linked to keeping your club membership active.
• Your Rewards Live at BJ’s: The rewards you earn come back to you as certificates to spend at BJ’s. Think of it as free money for your next shopping trip, not as cash you can deposit in your bank.

Is This ‘Power-Up’ Right for Your Shopping Cart?

If you’re a happy, regular BJ’s member with the standard “The Club Card” membership, this card is a fantastic way to get more bang for your buck. It’s for the loyal shopper who wants to effortlessly boost their savings on in-club purchases and at the pump, without needing to upgrade to the top-tier membership. It’s a smart, simple tool that makes a membership you already have even more valuable.